大(da)(da)數(shu)金(jin)融(rong)(rong)(rong),全(quan)稱(cheng)深圳前海大(da)(da)數(shu)金(jin)融(rong)(rong)(rong)服務(wu)有限(xian)公(gong)司(si),國(guo)內的金(jin)融(rong)(rong)(rong)科技公(gong)司(si),于(yu)打造(zao)開放(fang)的數(shu)據化(hua)風(feng)(feng)險(xian)管(guan)(guan)理(li)平(ping)臺,賦(fu)予(yu)銀(yin)行(xing)(xing)(xing)業迭(die)代升級的信貸(dai)能力,踐行(xing)(xing)(xing)普惠金(jin)融(rong)(rong)(rong)。大(da)(da)數(shu)金(jin)融(rong)(rong)(rong)成立(li)于(yu)2014年(nian)(nian)7月(yue),成立(li)之初即(ji)獲得“紅杉(shan)資(zi)本(ben)”中國(guo)基金(jin)一億(yi)(yi)元(yuan)風(feng)(feng)險(xian)投資(zi),是紅杉(shan)中國(guo)對(dui)初始期(qi)(qi)創(chuang)(chuang)業公(gong)司(si)大(da)(da)的投資(zi)。此次融(rong)(rong)(rong)資(zi)由PAG(太盟投資(zi)集團(tuan))、春華(hua)資(zi)本(ben)聯合(he)領(ling)投,紅杉(shan)資(zi)本(ben)全(quan)比例跟進,光(guang)大(da)(da)控股跟投,華(hua)興資(zi)本(ben)擔(dan)(dan)任財務(wu)顧問。大(da)(da)數(shu)金(jin)融(rong)(rong)(rong)由行(xing)(xing)(xing)業個人(ren)信貸(dai)專家(jia)、原(yuan)平(ping)安(an)銀(yin)行(xing)(xing)(xing)總行(xing)(xing)(xing)零售總監柳博先生(sheng)所(suo)帶領(ling)的管(guan)(guan)理(li)團(tuan)隊創(chuang)(chuang)建,創(chuang)(chuang)始人(ren)均來自平(ping)安(an)銀(yin)行(xing)(xing)(xing)中高層,擁有累計(ji)發放(fang)近(jin)千(qian)億(yi)(yi)無擔(dan)(dan)保貸(dai)款(kuan)的管(guan)(guan)理(li)經(jing)驗(yan)。大(da)(da)數(shu)金(jin)融(rong)(rong)(rong)管(guan)(guan)理(li)團(tuan)隊開創(chuang)(chuang)的第三代小微貸(dai)款(kuan)技術,將數(shu)據化(hua)的風(feng)(feng)控與(yu)信貸(dai)工廠模式相(xiang)結合(he),從獲客、審查審批(pi)、貸(dai)后(hou)管(guan)(guan)理(li)等(deng)全(quan)流程進行(xing)(xing)(xing)了(le)突(tu)破(po)性的改變,實現了(le)風(feng)(feng)險(xian)和(he)規模的雙重效應。該技術已應用于(yu)2000億(yi)(yi)元(yuan)個人(ren)無擔(dan)(dan)保貸(dai)款(kuan)的發放(fang),歷經(jing)8年(nian)(nian)經(jing)濟下(xia)行(xing)(xing)(xing)周期(qi)(qi),資(zi)產質量表(biao)現穩定。公(gong)司(si)成立(li)以來,已設立(li)了(le)深圳、廣州(zhou)、東(dong)莞、重慶、北京、天津、武(wu)漢(han)、長沙(sha)、南(nan)昌、珠海、南(nan)京、蘇州(zhou)、佛山、廈(sha)門(men)、上海、成都等(deng)20家(jia)分公(gong)司(si),先后(hou)與(yu)北京銀(yin)行(xing)(xing)(xing)、廣東(dong)華(hua)興銀(yin)行(xing)(xing)(xing)等(deng)超(chao)過27家(jia)銀(yin)行(xing)(xing)(xing)合(he)作,幫助超(chao)過6萬名的草(cao)根級小微業主獲得正規金(jin)融(rong)(rong)(rong)機構價格合(he)理(li)的貸(dai)款(kuan),為客戶及合(he)作機構持續(xu)創(chuang)(chuang)造(zao)價值(zhi)。