1982年起,先(xian)后(hou)任(ren)職(zhi)山(shan)西師范(fan)大學教師,北京聯想集團資(zi)(zi)產管(guan)(guan)理(li)部(bu)(bu)經(jing)理(li),北京京華(hua)信(xin)托投(tou)資(zi)(zi)公(gong)(gong)司(si)干(gan)部(bu)(bu),國(guo)家(jia)開(kai)(kai)發投(tou)資(zi)(zi)公(gong)(gong)司(si)金(jin)融資(zi)(zi)產管(guan)(guan)理(li)部(bu)(bu)主任(ren),國(guo)融資(zi)(zi)產管(guan)(guan)理(li)有限(xian)公(gong)(gong)司(si)總(zong)(zong)(zong)經(jing)理(li),國(guo)家(jia)開(kai)(kai)發投(tou)資(zi)(zi)公(gong)(gong)司(si)戰略發展部(bu)(bu)副(fu)主任(ren)、研(yan)究中(zhong)(zhong)心(xin)主任(ren),國(guo)投(tou)信(xin)托有限(xian)公(gong)(gong)司(si)總(zong)(zong)(zong)經(jing)理(li),華(hua)夏證券(quan)(quan)副(fu)董(dong)(dong)(dong)事(shi)長,南(nan)方證券(quan)(quan)常務董(dong)(dong)(dong)事(shi),中(zhong)(zhong)銀(yin)(yin)國(guo)際證券(quan)(quan)有限(xian)責(ze)任(ren)公(gong)(gong)司(si)董(dong)(dong)(dong)事(shi),招商銀(yin)(yin)行董(dong)(dong)(dong)事(shi),中(zhong)(zhong)國(guo)-比利時政府(fu)股(gu)權投(tou)資(zi)(zi)基金(jin)董(dong)(dong)(dong)事(shi),渤(bo)海(hai)銀(yin)(yin)行董(dong)(dong)(dong)事(shi),紅塔(ta)證券(quan)(quan)股(gu)份有限(xian)公(gong)(gong)司(si)副(fu)董(dong)(dong)(dong)事(shi)長,中(zhong)(zhong)國(guo)融資(zi)(zi)租(zu)賃有限(xian)公(gong)(gong)司(si)總(zong)(zong)(zong)裁,浙江睿洋科技(ji)有限(xian)公(gong)(gong)司(si)總(zong)(zong)(zong)裁等(deng)。
現任(ren)重慶三峽銀行股份(fen)有限公司獨立董事、民建中央財金委(wei)員會副(fu)主任(ren)。
1991年(nian),出版(ban)專著《通(tong)貨(huo)膨脹概覽(lan)》。
1996年,出版《公司(si)可轉換債券(quan)理論與實務》(該書被中(zhong)國證監會列(lie)為證券(quan)業培訓叢書)。
2000年,出版《呂益民財(cai)經文(wen)集-走(zou)進資本(ben)時代(dai)》。