黃河財(cai)產保(bao)(bao)險(xian)(xian)股份有限公(gong)司(si)(以下簡稱黃河財(cai)險(xian)(xian)或(huo)公(gong)司(si))經甘肅(su)省委、省政府同(tong)意以及中國(guo)(guo)保(bao)(bao)監(jian)會(保(bao)(bao)監(jian)許(xu)可〔2017〕1458號)2017年(nian)(nian)12月29日(ri)批準(zhun)(zhun)開業(ye),是(shi)全國(guo)(guo)性法(fa)人保(bao)(bao)險(xian)(xian)機(ji)構。公(gong)司(si)注冊地為蘭州市,在蘭州和(he)北京設立雙總(zong)部。公(gong)司(si)前兩(liang)年(nian)(nian)經營區域(yu)為甘肅(su)省和(he)北京市,經營范圍(wei)包(bao)括機(ji)動車車輛保(bao)(bao)險(xian)(xian)、企業(ye)/家(jia)庭財(cai)產保(bao)(bao)險(xian)(xian)及工程保(bao)(bao)險(xian)(xian)(特殊風險(xian)(xian)除外(wai));責任保(bao)(bao)險(xian)(xian);船舶/貨運保(bao)(bao)險(xian)(xian);農業(ye)保(bao)(bao)險(xian)(xian);信(xin)用(yong)保(bao)(bao)證保(bao)(bao)險(xian)(xian);短(duan)期(qi)健康意外(wai)傷害保(bao)(bao)險(xian)(xian);上述業(ye)務(wu)(wu)的(de)再(zai)保(bao)(bao)險(xian)(xian)業(ye)務(wu)(wu);國(guo)(guo)家(jia)法(fa)律法(fa)規允許(xu)的(de)保(bao)(bao)險(xian)(xian)資金運用(yong)業(ye)務(wu)(wu);經銀保(bao)(bao)監(jian)會批準(zhun)(zhun)的(de)其他業(ye)務(wu)(wu)。
黃(huang)河財(cai)險由甘肅省公(gong)路航(hang)(hang)空旅游投(tou)(tou)資集(ji)(ji)團(tuan)(tuan)(tuan)有(you)(you)限(xian)(xian)公(gong)司(si)作為主(zhu)發起人,聯合中國(guo)(guo)鐵建(jian)投(tou)(tou)資集(ji)(ji)團(tuan)(tuan)(tuan)有(you)(you)限(xian)(xian)公(gong)司(si)、名城(cheng)地產(福建(jian))有(you)(you)限(xian)(xian)公(gong)司(si)、蘭州(zhou)蘭石集(ji)(ji)團(tuan)(tuan)(tuan)有(you)(you)限(xian)(xian)公(gong)司(si)、白銀有(you)(you)色集(ji)(ji)團(tuan)(tuan)(tuan)股份公(gong)司(si)、中國(guo)(guo)交(jiao)通(tong)建(jian)設(she)股份有(you)(you)限(xian)(xian)公(gong)司(si)、讀者傳媒股份有(you)(you)限(xian)(xian)公(gong)司(si)、甘肅遠(yuan)達投(tou)(tou)資集(ji)(ji)團(tuan)(tuan)(tuan)公(gong)司(si)、蘭州(zhou)新區城(cheng)市發展投(tou)(tou)資有(you)(you)限(xian)(xian)公(gong)司(si)等(deng)8家優秀企(qi)業(ye)共同設(she)立。公(gong)司(si)股東或(huo)其母公(gong)司(si)中有(you)(you)2家世界(jie)500強(qiang)企(qi)業(ye)、4家中國(guo)(guo)500強(qiang)企(qi)業(ye)、6家上市公(gong)司(si),業(ye)務領域(yu)涵(han)蓋金融、建(jian)筑(zhu)、交(jiao)通(tong)、航(hang)(hang)空、冶(ye)金、房(fang)地產等(deng)多個行業(ye)。公(gong)司(si)是國(guo)(guo)有(you)(you)控(kong)股的混合所有(you)(you)制企(qi)業(ye),實行國(guo)(guo)企(qi)特色市場化的體制機(ji)制。