中國銀行的附屬機構,致力于成為消費導向型的個人融資渠道,專為新一代消費群體提供消費金融及服務的非銀行金融機構
中(zhong)銀消(xiao)(xiao)費(fei)(fei)金(jin)(jin)(jin)融(rong)(rong)(rong)有限公司(si)(si)(簡(jian)稱(cheng)“中(zhong)銀消(xiao)(xiao)費(fei)(fei)金(jin)(jin)(jin)融(rong)(rong)(rong)”)成立于2010年6月,是經中(zhong)國(guo)銀監會批(pi)準(zhun)設立的(de)全(quan)國(guo)消(xiao)(xiao)費(fei)(fei)金(jin)(jin)(jin)融(rong)(rong)(rong)公司(si)(si)之一,中(zhong)國(guo)銀行(xing)(xing)旗下(xia)的(de)綜合經營公司(si)(si),也(ye)是上(shang)海的(de)消(xiao)(xiao)費(fei)(fei)金(jin)(jin)(jin)融(rong)(rong)(rong)公司(si)(si)。秉承“建設新時(shi)代(dai)高質量消(xiao)(xiao)費(fei)(fei)金(jin)(jin)(jin)融(rong)(rong)(rong)公司(si)(si)”的(de)理念,經過多年在(zai)消(xiao)(xiao)費(fei)(fei)金(jin)(jin)(jin)融(rong)(rong)(rong)行(xing)(xing)業的(de)深耕(geng)細作,公司(si)(si)已在(zai)全(quan)國(guo)25個省市(shi)自(zi)治區設立了26家區域中(zhong)心(xin),為數百萬客戶提(ti)供簡(jian)單、便捷、靈活的(de)消(xiao)(xiao)費(fei)(fei)融(rong)(rong)(rong)資服務。
公司先后在(zai)2015年、2019年實(shi)現增(zeng)資(zi)擴(kuo)股(gu),遵(zun)循百(bai)年中(zhong)(zhong)行(xing)的品牌精神和戰(zhan)略指引(yin),發揮百(bai)聯(lian)集(ji)團強大(da)的商業(ye)消費(fei)場景優勢、聯(lian)結陸家(jia)嘴金(jin)(jin)融(rong)(rong)(rong)發展有限公司的金(jin)(jin)融(rong)(rong)(rong)創新與綜合經營金(jin)(jin)融(rong)(rong)(rong)控股(gu)平臺的資(zi)源優勢,引(yin)入(ru)香(xiang)港中(zhong)(zhong)銀卡(ka)司豐(feng)富的國際消費(fei)金(jin)(jin)融(rong)(rong)(rong)行(xing)業(ye)經驗與前沿風險管理(li)(li)理(li)(li)念,借鑒博德創新全球(qiu)財富500強企業(ye)的戰(zhan)略規劃(hua)、運(yun)營治理(li)(li)等(deng)管理(li)(li)實(shi)戰(zhan)能力以及紅杉資(zi)本基于長遠發展的戰(zhan)略投資(zi)洞(dong)察,多年的行(xing)業(ye)實(shi)踐積淀出中(zhong)(zhong)銀消費(fei)金(jin)(jin)融(rong)(rong)(rong)“風控技術、金(jin)(jin)融(rong)(rong)(rong)科技、籌資(zi)品牌、商業(ye)模式、管理(li)(li)團隊”等(deng)獨特的市場優勢,使得中(zhong)(zhong)銀消費(fei)金(jin)(jin)融(rong)(rong)(rong)在(zai)向“成為(wei)中(zhong)(zhong)國消費(fei)金(jin)(jin)融(rong)(rong)(rong)領域的引(yin)導者”的方向上不斷前行(xing)。