中國銀行的附屬機構,致力于成為消費導向型的個人融資渠道,專為新一代消費群體提供消費金融及服務的非銀行金融機構
中(zhong)(zhong)銀(yin)消費金(jin)融(rong)有限公(gong)(gong)司(si)(si)(簡(jian)稱“中(zhong)(zhong)銀(yin)消費金(jin)融(rong)”)成立(li)于2010年(nian)6月,是(shi)經中(zhong)(zhong)國(guo)銀(yin)監會批準設(she)(she)立(li)的全國(guo)消費金(jin)融(rong)公(gong)(gong)司(si)(si)之一,中(zhong)(zhong)國(guo)銀(yin)行旗下(xia)的綜合(he)經營公(gong)(gong)司(si)(si),也是(shi)上海的消費金(jin)融(rong)公(gong)(gong)司(si)(si)。秉承“建設(she)(she)新時代高質量消費金(jin)融(rong)公(gong)(gong)司(si)(si)”的理念,經過(guo)多年(nian)在(zai)消費金(jin)融(rong)行業的深耕細作,公(gong)(gong)司(si)(si)已在(zai)全國(guo)25個省市自治(zhi)區(qu)設(she)(she)立(li)了(le)26家(jia)區(qu)域中(zhong)(zhong)心,為數百萬客戶提供簡(jian)單、便捷、靈活的消費融(rong)資(zi)服(fu)務。
公(gong)(gong)司(si)先后在2015年(nian)、2019年(nian)實現增資(zi)(zi)擴股(gu),遵循百(bai)年(nian)中(zhong)行(xing)(xing)的(de)(de)(de)品牌精神和(he)戰略指引,發(fa)揮百(bai)聯(lian)(lian)集(ji)團強大的(de)(de)(de)商業消費(fei)場景優(you)勢(shi)、聯(lian)(lian)結陸家嘴金融(rong)(rong)(rong)(rong)(rong)發(fa)展有限公(gong)(gong)司(si)的(de)(de)(de)金融(rong)(rong)(rong)(rong)(rong)創新與綜合經營(ying)金融(rong)(rong)(rong)(rong)(rong)控股(gu)平臺的(de)(de)(de)資(zi)(zi)源優(you)勢(shi),引入香港中(zhong)銀(yin)卡司(si)豐富的(de)(de)(de)國際(ji)消費(fei)金融(rong)(rong)(rong)(rong)(rong)行(xing)(xing)業經驗與前沿風險管(guan)理(li)(li)理(li)(li)念,借鑒博(bo)德創新全球(qiu)財富500強企業的(de)(de)(de)戰略規(gui)劃、運營(ying)治理(li)(li)等管(guan)理(li)(li)實戰能力以及紅杉資(zi)(zi)本基于長遠發(fa)展的(de)(de)(de)戰略投資(zi)(zi)洞察,多年(nian)的(de)(de)(de)行(xing)(xing)業實踐積(ji)淀(dian)出(chu)中(zhong)銀(yin)消費(fei)金融(rong)(rong)(rong)(rong)(rong)“風控技術、金融(rong)(rong)(rong)(rong)(rong)科技、籌資(zi)(zi)品牌、商業模式、管(guan)理(li)(li)團隊”等獨特(te)的(de)(de)(de)市(shi)場優(you)勢(shi),使得中(zhong)銀(yin)消費(fei)金融(rong)(rong)(rong)(rong)(rong)在向“成為中(zhong)國消費(fei)金融(rong)(rong)(rong)(rong)(rong)領域的(de)(de)(de)引導者”的(de)(de)(de)方向上不斷前行(xing)(xing)。