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威海市(shi)商(shang)業(ye)(ye)(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)股(gu)(gu)份有限公司是(shi)中國金融(rong)改革的產物(wu)，成(cheng)(cheng)立(li)于(yu)1997年，現轄(xia)(xia)濟南、天津、青島等117家(jia)分支機(ji)構(gou)。自(zi)成(cheng)(cheng)立(li)以來，威海市(shi)商(shang)業(ye)(ye)(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)始終(zhong)堅持(chi)“服務(wu)地(di)方經(jing)濟，服務(wu)中小企業(ye)(ye)(ye)，服務(wu)城鄉居民”的市(shi)場定位，在支持(chi)區(qu)域(yu)經(jing)濟發展、追(zhui)求內(nei)外和(he)諧共贏中走出(chu)了一(yi)條獨具(ju)特色的發展道(dao)路(lu)。多年以來，銀(yin)(yin)(yin)行(xing)(xing)(xing)經(jing)營業(ye)(ye)(ye)績(ji)持(chi)續(xu)攀(pan)升，經(jing)營質量持(chi)續(xu)提高，經(jing)營效益(yi)持(chi)續(xu)增(zeng)(zeng)長，綜合實力持(chi)續(xu)增(zeng)(zeng)強，各(ge)項(xiang)監管(guan)指標達標并持(chi)續(xu)向好改善(shan)，成(cheng)(cheng)為(wei)具(ju)發展潛力的股(gu)(gu)份制(zhi)商(shang)業(ye)(ye)(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)之一(yi)。溫州(zhou)(zhou)銀(yin)(yin)(yin)行(xing)(xing)(xing)成(cheng)(cheng)立(li)于(yu)1998年12月，前(qian)身溫州(zhou)(zhou)市(shi)商(shang)業(ye)(ye)(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)由29家(jia)城市(shi)信用社(she)、6家(jia)金融(rong)服務(wu)社(she)和(he)8家(jia)營業(ye)(ye)(ye)處整合而(er)成(cheng)(cheng)。通過7次增(zeng)(zeng)資擴(kuo)股(gu)(gu)和(he)股(gu)(gu)本結(jie)構(gou)優化，注冊資本由2.9億(yi)元(yuan)增(zeng)(zeng)至29.63億(yi)元(yuan)。2007年順利更名并啟動跨區(qu)域(yu)經(jing)營，相(xiang)繼在上海、杭州(zhou)(zhou)、寧波等9地(di)設立(li)異地(di)分行(xing)(xing)(xing)，溫州(zhou)(zhou)轄(xia)(xia)內(nei)設有2家(jia)分行(xing)(xing)(xing)，現轄(xia)(xia)屬176家(jia)營業(ye)(ye)(ye)網點(dian)（含總(zong)行(xing)(xing)(xing)營業(ye)(ye)(ye)部），對溫州(zhou)(zhou)本土網點(dian)實現全(quan)覆蓋(gai)，員工3300余(yu)人，形成(cheng)(cheng)“立(li)足(zu)溫州(zhou)(zhou)、布局浙江、進軍長三角”的跨區(qu)域(yu)經(jing)營發展格局。

十九(jiu)大之后(hou)，面(mian)對新(xin)時代、新(xin)經(jing)(jing)濟(ji)、新(xin)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)，溫(wen)(wen)州(zhou)銀行(xing)(xing)持(chi)續推(tui)進(jin)體制(zhi)機制(zhi)改(gai)革，主動(dong)回歸服(fu)(fu)(fu)務(wu)(wu)實(shi)(shi)體經(jing)(jing)濟(ji)本(ben)(ben)源，回歸商(shang)(shang)業(ye)銀行(xing)(xing)本(ben)(ben)源，按(an)照(zhao)“整固規(gui)(gui)模、嚴(yan)控風(feng)險、增收提(ti)(ti)效、強化(hua)(hua)(hua)管理(li)”經(jing)(jing)營發(fa)(fa)展(zhan)(zhan)思路，落實(shi)(shi)“從嚴(yan)治(zhi)黨、從嚴(yan)治(zhi)行(xing)(xing)，深(shen)化(hua)(hua)(hua)改(gai)革、深(shen)度(du)經(jing)(jing)營”基本(ben)(ben)方(fang)略，堅(jian)守金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)本(ben)(ben)源，堅(jian)持(chi)守正(zheng)出奇，構建(jian)發(fa)(fa)展(zhan)(zhan)新(xin)格局(ju)，邁出了高(gao)質量(liang)發(fa)(fa)展(zhan)(zhan)的堅(jian)實(shi)(shi)步(bu)伐。堅(jian)持(chi)體制(zhi)引導，構建(jian)以黨委為核心(xin)的領導班子分工(gong)負(fu)責制(zhi)，實(shi)(shi)施(shi)“一體化(hua)(hua)(hua)經(jing)(jing)營、多(duo)中(zhong)(zhong)心(xin)治(zhi)理(li)”的業(ye)務(wu)(wu)治(zhi)理(li)機制(zhi)，提(ti)(ti)升公司治(zhi)理(li)和業(ye)務(wu)(wu)治(zhi)理(li)能力；堅(jian)持(chi)反哺地方(fang)，實(shi)(shi)施(shi)“1+3+6”區域發(fa)(fa)展(zhan)(zhan)戰(zhan)(zhan)略，推(tui)進(jin)溫(wen)(wen)杭雙輪驅動(dong)戰(zhan)(zhan)略，堅(jian)持(chi)服(fu)(fu)(fu)務(wu)(wu)地方(fang)實(shi)(shi)體經(jing)(jing)濟(ji)，為地方(fang)經(jing)(jing)濟(ji)發(fa)(fa)展(zhan)(zhan)提(ti)(ti)供堅(jian)強有力的金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)支撐；堅(jian)持(chi)特(te)(te)色化(hua)(hua)(hua)經(jing)(jing)營，實(shi)(shi)施(shi)“上網、進(jin)城、下鄉”業(ye)務(wu)(wu)發(fa)(fa)展(zhan)(zhan)戰(zhan)(zhan)略，推(tui)進(jin)社區金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)、文化(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)、科技金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)、醫療(liao)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)、溫(wen)(wen)商(shang)(shang)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)等，塑造(zao)溫(wen)(wen)州(zhou)銀行(xing)(xing)特(te)(te)色化(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務(wu)(wu)品(pin)牌；堅(jian)持(chi)普惠金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)，深(shen)化(hua)(hua)(hua)金(jin)(jin)(jin)融(rong)(rong)(rong)(rong)服(fu)(fu)(fu)務(wu)(wu)“最多(duo)跑一次(ci)”，不斷提(ti)(ti)升服(fu)(fu)(fu)務(wu)(wu)效率、創新(xin)服(fu)(fu)(fu)務(wu)(wu)產品(pin)、鍛造(zao)服(fu)(fu)(fu)務(wu)(wu)品(pin)質；堅(jian)守風(feng)險底(di)線，資(zi)(zi)產質量(liang)持(chi)續優(you)于同業(ye)平均水平，以實(shi)(shi)際行(xing)(xing)動(dong)助力信用溫(wen)(wen)州(zhou)建(jian)設。截至2019年11月(yue)末，資(zi)(zi)產規(gui)(gui)模2222億元，存(cun)款總(zong)額(e)1477億元，貸(dai)款總(zong)額(e)1215億元，資(zi)(zi)產總(zong)額(e)、存(cun)款余額(e)、信貸(dai)融(rong)(rong)(rong)(rong)資(zi)(zi)總(zong)量(liang)均在省內城商(shang)(shang)行(xing)(xing)中(zhong)(zhong)位列第三，進(jin)一步(bu)鞏固省內城商(shang)(shang)行(xing)(xing)“鐵(tie)三角”地位。