威海市商業(ye)銀行(xing)(xing)(xing)股(gu)份(fen)有(you)限公司是中(zhong)國金融改革(ge)的產(chan)物(wu),成立于(yu)1997年(nian),現轄濟南、天津、青島等117家(jia)分支(zhi)機(ji)構(gou)。自成立以來,威海市商業(ye)銀行(xing)(xing)(xing)始終堅持(chi)“服(fu)務(wu)地方經(jing)濟,服(fu)務(wu)中(zhong)小(xiao)企業(ye),服(fu)務(wu)城(cheng)鄉居民”的市場(chang)定位,在支(zhi)持(chi)區(qu)(qu)域(yu)經(jing)濟發展(zhan)、追求內(nei)(nei)外(wai)和諧共(gong)贏(ying)中(zhong)走出了一條獨具(ju)特色的發展(zhan)道路。多年(nian)以來,銀行(xing)(xing)(xing)經(jing)營(ying)業(ye)績(ji)持(chi)續(xu)攀(pan)升,經(jing)營(ying)質量持(chi)續(xu)提高,經(jing)營(ying)效(xiao)益(yi)持(chi)續(xu)增長,綜合(he)實力持(chi)續(xu)增強,各(ge)項(xiang)監管指標(biao)達標(biao)并持(chi)續(xu)向好改善,成為(wei)具(ju)發展(zhan)潛力的股(gu)份(fen)制(zhi)商業(ye)銀行(xing)(xing)(xing)之一。溫(wen)州(zhou)銀行(xing)(xing)(xing)成立于(yu)1998年(nian)12月,前(qian)身溫(wen)州(zhou)市商業(ye)銀行(xing)(xing)(xing)由29家(jia)城(cheng)市信用社、6家(jia)金融服(fu)務(wu)社和8家(jia)營(ying)業(ye)處整合(he)而(er)成。通過(guo)7次增資擴股(gu)和股(gu)本結構(gou)優(you)化(hua),注冊資本由2.9億(yi)元(yuan)增至(zhi)29.63億(yi)元(yuan)。2007年(nian)順利更名并啟(qi)動跨(kua)區(qu)(qu)域(yu)經(jing)營(ying),相繼在上海、杭(hang)州(zhou)、寧波等9地設立異地分行(xing)(xing)(xing),溫(wen)州(zhou)轄內(nei)(nei)設有(you)2家(jia)分行(xing)(xing)(xing),現轄屬(shu)176家(jia)營(ying)業(ye)網(wang)點(含總行(xing)(xing)(xing)營(ying)業(ye)部),對溫(wen)州(zhou)本土網(wang)點實現全覆蓋,員工3300余人,形成“立足溫(wen)州(zhou)、布局浙江、進軍(jun)長三角(jiao)”的跨(kua)區(qu)(qu)域(yu)經(jing)營(ying)發展(zhan)格局。
十九大之后(hou),面(mian)對新(xin)時(shi)代(dai)、新(xin)經(jing)(jing)(jing)(jing)濟(ji)、新(xin)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong),溫(wen)州銀(yin)行持(chi)(chi)續推進(jin)(jin)(jin)體(ti)(ti)制(zhi)機(ji)制(zhi)改(gai)革(ge),主(zhu)動回歸服(fu)(fu)務實體(ti)(ti)經(jing)(jing)(jing)(jing)濟(ji)本(ben)源(yuan),回歸商(shang)(shang)業(ye)銀(yin)行本(ben)源(yuan),按照(zhao)“整固規模、嚴控風險(xian)、增收(shou)提(ti)(ti)效(xiao)、強(qiang)化(hua)管(guan)理(li)(li)”經(jing)(jing)(jing)(jing)營發展(zhan)(zhan)思路,落實“從嚴治(zhi)(zhi)黨、從嚴治(zhi)(zhi)行,深化(hua)改(gai)革(ge)、深度(du)經(jing)(jing)(jing)(jing)營”基(ji)本(ben)方(fang)略(lve),堅(jian)(jian)守金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)本(ben)源(yuan),堅(jian)(jian)持(chi)(chi)守正(zheng)出奇,構建(jian)發展(zhan)(zhan)新(xin)格局,邁(mai)出了高質(zhi)量(liang)(liang)發展(zhan)(zhan)的(de)堅(jian)(jian)實步伐。堅(jian)(jian)持(chi)(chi)體(ti)(ti)制(zhi)引導,構建(jian)以黨委為(wei)核心的(de)領(ling)導班子分工負責制(zhi),實施“一(yi)體(ti)(ti)化(hua)經(jing)(jing)(jing)(jing)營、多中心治(zhi)(zhi)理(li)(li)”的(de)業(ye)務治(zhi)(zhi)理(li)(li)機(ji)制(zhi),提(ti)(ti)升公司治(zhi)(zhi)理(li)(li)和業(ye)務治(zhi)(zhi)理(li)(li)能力(li)(li);堅(jian)(jian)持(chi)(chi)反哺地方(fang),實施“1+3+6”區(qu)域發展(zhan)(zhan)戰(zhan)(zhan)略(lve),推進(jin)(jin)(jin)溫(wen)杭雙輪驅(qu)動戰(zhan)(zhan)略(lve),堅(jian)(jian)持(chi)(chi)服(fu)(fu)務地方(fang)實體(ti)(ti)經(jing)(jing)(jing)(jing)濟(ji),為(wei)地方(fang)經(jing)(jing)(jing)(jing)濟(ji)發展(zhan)(zhan)提(ti)(ti)供堅(jian)(jian)強(qiang)有力(li)(li)的(de)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)支(zhi)撐;堅(jian)(jian)持(chi)(chi)特(te)色化(hua)經(jing)(jing)(jing)(jing)營,實施“上網、進(jin)(jin)(jin)城(cheng)、下鄉(xiang)”業(ye)務發展(zhan)(zhan)戰(zhan)(zhan)略(lve),推進(jin)(jin)(jin)社區(qu)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、文(wen)化(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、科技金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、醫(yi)療金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、溫(wen)商(shang)(shang)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)等,塑造(zao)溫(wen)州銀(yin)行特(te)色化(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)(fu)務品(pin)牌;堅(jian)(jian)持(chi)(chi)普惠(hui)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong),深化(hua)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)服(fu)(fu)務“最多跑一(yi)次”,不斷提(ti)(ti)升服(fu)(fu)務效(xiao)率、創(chuang)新(xin)服(fu)(fu)務產(chan)(chan)品(pin)、鍛造(zao)服(fu)(fu)務品(pin)質(zhi);堅(jian)(jian)守風險(xian)底線,資(zi)(zi)產(chan)(chan)質(zhi)量(liang)(liang)持(chi)(chi)續優(you)于(yu)同業(ye)平均(jun)水平,以實際行動助(zhu)力(li)(li)信(xin)用溫(wen)州建(jian)設。截至(zhi)2019年11月末,資(zi)(zi)產(chan)(chan)規模2222億元,存(cun)款總(zong)(zong)額(e)1477億元,貸(dai)(dai)款總(zong)(zong)額(e)1215億元,資(zi)(zi)產(chan)(chan)總(zong)(zong)額(e)、存(cun)款余額(e)、信(xin)貸(dai)(dai)融(rong)(rong)(rong)(rong)(rong)資(zi)(zi)總(zong)(zong)量(liang)(liang)均(jun)在省(sheng)內(nei)城(cheng)商(shang)(shang)行中位列(lie)第三,進(jin)(jin)(jin)一(yi)步鞏固省(sheng)內(nei)城(cheng)商(shang)(shang)行“鐵三角”地位。