威海市(shi)(shi)商(shang)業(ye)(ye)銀(yin)(yin)行(xing)(xing)股份有限(xian)公司是中(zhong)國(guo)金融(rong)(rong)改革的(de)(de)(de)(de)產(chan)物,成(cheng)立于1997年(nian),現(xian)轄濟南、天(tian)津、青島等117家(jia)分支(zhi)機(ji)構(gou)。自成(cheng)立以來,威海市(shi)(shi)商(shang)業(ye)(ye)銀(yin)(yin)行(xing)(xing)始(shi)終堅持(chi)(chi)“服(fu)務地方經(jing)(jing)濟,服(fu)務中(zhong)小企業(ye)(ye),服(fu)務城鄉居民(min)”的(de)(de)(de)(de)市(shi)(shi)場定(ding)位,在(zai)支(zhi)持(chi)(chi)區域(yu)經(jing)(jing)濟發(fa)展(zhan)、追求內外和諧共贏(ying)中(zhong)走出了一(yi)條獨具(ju)特色的(de)(de)(de)(de)發(fa)展(zhan)道路。多(duo)年(nian)以來,銀(yin)(yin)行(xing)(xing)經(jing)(jing)營業(ye)(ye)績持(chi)(chi)續(xu)(xu)攀升,經(jing)(jing)營質量持(chi)(chi)續(xu)(xu)提高,經(jing)(jing)營效益持(chi)(chi)續(xu)(xu)增(zeng)(zeng)長,綜(zong)合實(shi)力持(chi)(chi)續(xu)(xu)增(zeng)(zeng)強,各項監管指標達標并持(chi)(chi)續(xu)(xu)向好(hao)改善,成(cheng)為具(ju)發(fa)展(zhan)潛力的(de)(de)(de)(de)股份制商(shang)業(ye)(ye)銀(yin)(yin)行(xing)(xing)之一(yi)。溫州(zhou)銀(yin)(yin)行(xing)(xing)成(cheng)立于1998年(nian)12月,前身溫州(zhou)市(shi)(shi)商(shang)業(ye)(ye)銀(yin)(yin)行(xing)(xing)由29家(jia)城市(shi)(shi)信用(yong)社、6家(jia)金融(rong)(rong)服(fu)務社和8家(jia)營業(ye)(ye)處整合而成(cheng)。通過7次增(zeng)(zeng)資擴股和股本(ben)結構(gou)優化(hua),注(zhu)冊資本(ben)由2.9億元增(zeng)(zeng)至(zhi)29.63億元。2007年(nian)順利更名并啟動跨區域(yu)經(jing)(jing)營,相繼在(zai)上海、杭(hang)州(zhou)、寧波等9地設立異地分行(xing)(xing),溫州(zhou)轄內設有2家(jia)分行(xing)(xing),現(xian)轄屬176家(jia)營業(ye)(ye)網點(含(han)總行(xing)(xing)營業(ye)(ye)部(bu)),對溫州(zhou)本(ben)土網點實(shi)現(xian)全覆(fu)蓋,員(yuan)工3300余人(ren),形(xing)成(cheng)“立足溫州(zhou)、布局浙江、進軍長三角”的(de)(de)(de)(de)跨區域(yu)經(jing)(jing)營發(fa)展(zhan)格局。
十(shi)九大之后,面對新(xin)時(shi)代、新(xin)經(jing)濟(ji)、新(xin)金(jin)(jin)融(rong)(rong)(rong),溫(wen)(wen)州(zhou)銀行(xing)持(chi)(chi)續(xu)推進(jin)體(ti)(ti)制(zhi)(zhi)機制(zhi)(zhi)改(gai)革,主動(dong)(dong)回(hui)歸服務(wu)實(shi)體(ti)(ti)經(jing)濟(ji)本(ben)源,回(hui)歸商(shang)業(ye)(ye)銀行(xing)本(ben)源,按照“整固(gu)規模、嚴(yan)(yan)控風險、增收提(ti)(ti)效、強化(hua)(hua)管理”經(jing)營發(fa)(fa)展(zhan)思(si)路(lu),落實(shi)“從嚴(yan)(yan)治黨、從嚴(yan)(yan)治行(xing),深化(hua)(hua)改(gai)革、深度經(jing)營”基本(ben)方(fang)略(lve),堅(jian)(jian)(jian)守金(jin)(jin)融(rong)(rong)(rong)本(ben)源,堅(jian)(jian)(jian)持(chi)(chi)守正出(chu)(chu)奇,構(gou)建(jian)發(fa)(fa)展(zhan)新(xin)格局(ju),邁出(chu)(chu)了高質(zhi)量(liang)發(fa)(fa)展(zhan)的(de)(de)堅(jian)(jian)(jian)實(shi)步(bu)伐。堅(jian)(jian)(jian)持(chi)(chi)體(ti)(ti)制(zhi)(zhi)引導(dao),構(gou)建(jian)以黨委為(wei)核(he)心的(de)(de)領導(dao)班子分(fen)工負責制(zhi)(zhi),實(shi)施(shi)(shi)“一(yi)體(ti)(ti)化(hua)(hua)經(jing)營、多中(zhong)心治理”的(de)(de)業(ye)(ye)務(wu)治理機制(zhi)(zhi),提(ti)(ti)升(sheng)公司治理和業(ye)(ye)務(wu)治理能力(li);堅(jian)(jian)(jian)持(chi)(chi)反哺地方(fang),實(shi)施(shi)(shi)“1+3+6”區(qu)域發(fa)(fa)展(zhan)戰略(lve),推進(jin)溫(wen)(wen)杭雙輪驅動(dong)(dong)戰略(lve),堅(jian)(jian)(jian)持(chi)(chi)服務(wu)地方(fang)實(shi)體(ti)(ti)經(jing)濟(ji),為(wei)地方(fang)經(jing)濟(ji)發(fa)(fa)展(zhan)提(ti)(ti)供堅(jian)(jian)(jian)強有力(li)的(de)(de)金(jin)(jin)融(rong)(rong)(rong)支撐(cheng);堅(jian)(jian)(jian)持(chi)(chi)特色化(hua)(hua)經(jing)營,實(shi)施(shi)(shi)“上網(wang)、進(jin)城(cheng)、下鄉”業(ye)(ye)務(wu)發(fa)(fa)展(zhan)戰略(lve),推進(jin)社(she)區(qu)金(jin)(jin)融(rong)(rong)(rong)、文化(hua)(hua)金(jin)(jin)融(rong)(rong)(rong)、科技(ji)金(jin)(jin)融(rong)(rong)(rong)、醫(yi)療金(jin)(jin)融(rong)(rong)(rong)、溫(wen)(wen)商(shang)金(jin)(jin)融(rong)(rong)(rong)等(deng),塑(su)造(zao)溫(wen)(wen)州(zhou)銀行(xing)特色化(hua)(hua)金(jin)(jin)融(rong)(rong)(rong)服務(wu)品(pin)(pin)牌;堅(jian)(jian)(jian)持(chi)(chi)普惠金(jin)(jin)融(rong)(rong)(rong),深化(hua)(hua)金(jin)(jin)融(rong)(rong)(rong)服務(wu)“最多跑一(yi)次”,不斷提(ti)(ti)升(sheng)服務(wu)效率、創新(xin)服務(wu)產(chan)(chan)品(pin)(pin)、鍛造(zao)服務(wu)品(pin)(pin)質(zhi);堅(jian)(jian)(jian)守風險底線,資產(chan)(chan)質(zhi)量(liang)持(chi)(chi)續(xu)優于同業(ye)(ye)平(ping)均水平(ping),以實(shi)際行(xing)動(dong)(dong)助力(li)信用溫(wen)(wen)州(zhou)建(jian)設。截至(zhi)2019年11月末,資產(chan)(chan)規模2222億(yi)元,存款(kuan)總(zong)(zong)(zong)額(e)1477億(yi)元,貸(dai)款(kuan)總(zong)(zong)(zong)額(e)1215億(yi)元,資產(chan)(chan)總(zong)(zong)(zong)額(e)、存款(kuan)余額(e)、信貸(dai)融(rong)(rong)(rong)資總(zong)(zong)(zong)量(liang)均在省(sheng)內城(cheng)商(shang)行(xing)中(zhong)位列第三,進(jin)一(yi)步(bu)鞏固(gu)省(sheng)內城(cheng)商(shang)行(xing)“鐵三角”地位。