中(zhong)國(guo)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)是中(zhong)國(guo)持續經(jing)營時間最久的(de)(de)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)。1912年(nian)(nian)2月正式成(cheng)(cheng)立，先(xian)后行(xing)(xing)(xing)(xing)使中(zhong)央銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)、國(guo)際匯(hui)(hui)兌銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)和(he)國(guo)際貿(mao)易(yi)專業(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)職能(neng)。1949年(nian)(nian)以后，長期作為(wei)(wei)國(guo)家外(wai)(wai)(wai)匯(hui)(hui)外(wai)(wai)(wai)貿(mao)專業(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)，統(tong)一經(jing)營管(guan)理國(guo)家外(wai)(wai)(wai)匯(hui)(hui)，開展(zhan)國(guo)際貿(mao)易(yi)結算、僑匯(hui)(hui)和(he)其(qi)他非(fei)貿(mao)易(yi)外(wai)(wai)(wai)匯(hui)(hui)業(ye)務(wu)。1994年(nian)(nian)改組為(wei)(wei)國(guo)有獨資商業(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)，全面提供各類金(jin)融(rong)(rong)(rong)(rong)服務(wu)，發(fa)展(zhan)成(cheng)(cheng)為(wei)(wei)本(ben)外(wai)(wai)(wai)幣兼(jian)營、業(ye)務(wu)品種齊(qi)全、實力(li)雄厚(hou)的(de)(de)大(da)型(xing)商業(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)。2006年(nian)(nian)率先(xian)成(cheng)(cheng)功在香港聯交所和(he)上(shang)海證(zheng)券交易(yi)所掛牌(pai)上(shang)市(shi)。2011年(nian)(nian)，中(zhong)國(guo)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)成(cheng)(cheng)為(wei)(wei)新興經(jing)濟體中(zhong)全球系統(tong)重要性銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)，國(guo)際地位(wei)、競(jing)爭能(neng)力(li)、綜(zong)合實力(li)躋(ji)身(shen)全球大(da)型(xing)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)前列(lie)。2021年(nian)(nian)，中(zhong)國(guo)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)編制集團(tuan)“十四(si)五(wu)”規劃(hua)，找準在國(guo)內大(da)循(xun)環和(he)國(guo)內國(guo)際雙(shuang)循(xun)環中(zhong)的(de)(de)位(wei)置和(he)比較(jiao)優勢，著力(li)發(fa)展(zhan)科技金(jin)融(rong)(rong)(rong)(rong)、綠色金(jin)融(rong)(rong)(rong)(rong)、普惠金(jin)融(rong)(rong)(rong)(rong)、跨境金(jin)融(rong)(rong)(rong)(rong)、消(xiao)費金(jin)融(rong)(rong)(rong)(rong)、財富(fu)金(jin)融(rong)(rong)(rong)(rong)、供應鏈金(jin)融(rong)(rong)(rong)(rong)、縣域(yu)金(jin)融(rong)(rong)(rong)(rong)等八(ba)大(da)金(jin)融(rong)(rong)(rong)(rong)，加(jia)快建設(she)以境內商業(ye)銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)為(wei)(wei)主體、全球化(hua)綜(zong)合化(hua)為(wei)(wei)兩翼的(de)(de)戰略(lve)發(fa)展(zhan)格(ge)局(ju)，開啟奮力(li)建設(she)全球一流現代銀(yin)(yin)(yin)行(xing)(xing)(xing)(xing)集團(tuan)的(de)(de)新篇(pian)章。

中(zhong)(zhong)(zhong)國(guo)(guo)銀(yin)行(xing)(xing)是中(zhong)(zhong)(zhong)國(guo)(guo)全球(qiu)化(hua)和綜合化(hua)程(cheng)度最高的(de)(de)銀(yin)行(xing)(xing)，在中(zhong)(zhong)(zhong)國(guo)(guo)內地及境外62個(ge)(ge)國(guo)(guo)家和地區(qu)設有(you)機構，中(zhong)(zhong)(zhong)銀(yin)香港、澳門分行(xing)(xing)擔任當地的(de)(de)發鈔行(xing)(xing)。中(zhong)(zhong)(zhong)國(guo)(guo)銀(yin)行(xing)(xing)擁有(you)比較完善的(de)(de)全球(qiu)服(fu)務網(wang)絡，形成(cheng)了公(gong)司金(jin)融(rong)(rong)、個(ge)(ge)人金(jin)融(rong)(rong)和金(jin)融(rong)(rong)市場等商業(ye)銀(yin)行(xing)(xing)業(ye)務為(wei)主體，涵蓋投資銀(yin)行(xing)(xing)、直接(jie)投資、證券、保險、基金(jin)、飛機租賃、資產管理、金(jin)融(rong)(rong)科技、金(jin)融(rong)(rong)租賃等多個(ge)(ge)領域的(de)(de)綜合服(fu)務平臺(tai)，為(wei)客戶提供“一(yi)點接(jie)入、全球(qiu)響應、綜合服(fu)務”的(de)(de)金(jin)融(rong)(rong)解(jie)決方案(an)。