說明:以下中(zhong)信(xin)銀行(xing)(xing)人(ren)民幣存(cun)款(kuan)利率(lv)表自2023年12月25日起執行(xing)(xing),存(cun)款(kuan)掛牌利率(lv)僅(jin)供(gong)參考(kao),對具(ju)體客戶的實際執行(xing)(xing)利率(lv)以中(zhong)信(xin)銀行(xing)(xing)分支機構(gou)等業務渠道最終辦(ban)理結(jie)果為準。
單位:年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)信(xin)銀(yin)行(xing)成(cheng)(cheng)立于1987年(nian)(nian),是(shi)中(zhong)國(guo)改(gai)革開放中(zhong)較早成(cheng)(cheng)立的新興商業(ye)銀(yin)行(xing)之一(yi),是(shi)中(zhong)國(guo)較早參與(yu)國(guo)內外(wai)金融(rong)市(shi)場融(rong)資的商業(ye)銀(yin)行(xing),為中(zhong)國(guo)經濟(ji)建設做出了積極貢(gong)獻。2007年(nian)(nian)4月,中(zhong)信(xin)銀(yin)行(xing)實現(xian)在上海證券交易(yi)所和香港(gang)聯合(he)交易(yi)所A+H股同步上市(shi)。
中(zhong)信銀(yin)行(xing)(xing)(xing)以建(jian)設(she)成(cheng)為“有(you)(you)擔當、有(you)(you)溫度、有(you)(you)特色、有(you)(you)價值”的(de)綜(zong)合(he)金(jin)(jin)(jin)融(rong)服務提供者為發(fa)展愿(yuan)景,充(chong)分發(fa)揮中(zhong)信集團(tuan)“金(jin)(jin)(jin)融(rong)+實業(ye)”綜(zong)合(he)平(ping)臺優勢(shi),向企業(ye)客(ke)(ke)戶和機(ji)構客(ke)(ke)戶提供公司銀(yin)行(xing)(xing)(xing)業(ye)務、國際業(ye)務、金(jin)(jin)(jin)融(rong)市場業(ye)務、機(ji)構業(ye)務、投(tou)資銀(yin)行(xing)(xing)(xing)業(ye)務、交易銀(yin)行(xing)(xing)(xing)業(ye)務、托管業(ye)務等綜(zong)合(he)金(jin)(jin)(jin)融(rong)解決方案,向個(ge)人(ren)客(ke)(ke)戶提供零售銀(yin)行(xing)(xing)(xing)、信用卡、消費金(jin)(jin)(jin)融(rong)、財富管理、私(si)人(ren)銀(yin)行(xing)(xing)(xing)、出國金(jin)(jin)(jin)融(rong)、電子銀(yin)行(xing)(xing)(xing)等多(duo)(duo)元化金(jin)(jin)(jin)融(rong)產品及服務,多(duo)(duo)方位(wei)滿足企業(ye)、機(ji)構及個(ge)人(ren)客(ke)(ke)戶的(de)綜(zong)合(he)金(jin)(jin)(jin)融(rong)服務需求。
截至2021年末,中(zhong)(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)在國(guo)(guo)(guo)內(nei)153個(ge)大中(zhong)(zhong)城市設(she)有(you)(you)(you)(you)(you)1415家營業(ye)(ye)網點(dian)(dian),在境(jing)內(nei)外下設(she)中(zhong)(zhong)信(xin)(xin)(xin)(xin)國(guo)(guo)(guo)際金(jin)(jin)融(rong)控股有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)、信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(香(xiang)(xiang)港(gang)(gang)(gang))投(tou)資(zi)有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)(xin)(xin)金(jin)(jin)融(rong)租賃有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)、信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)理財有(you)(you)(you)(you)(you)限(xian)責任公(gong)(gong)司(si)(si)(si)、中(zhong)(zhong)信(xin)(xin)(xin)(xin)百信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)股份有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)、阿爾(er)(er)金(jin)(jin)銀(yin)(yin)(yin)行(xing)(xing)和(he)(he)浙(zhe)江(jiang)臨安中(zhong)(zhong)信(xin)(xin)(xin)(xin)村鎮銀(yin)(yin)(yin)行(xing)(xing)股份有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)7家附屬機構。其中(zhong)(zhong),中(zhong)(zhong)信(xin)(xin)(xin)(xin)國(guo)(guo)(guo)際金(jin)(jin)融(rong)控股有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)子(zi)公(gong)(gong)司(si)(si)(si)中(zhong)(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)(國(guo)(guo)(guo)際)在香(xiang)(xiang)港(gang)(gang)(gang)、澳門、紐約、洛(luo)杉磯(ji)、新加坡(po)和(he)(he)中(zhong)(zhong)國(guo)(guo)(guo)內(nei)地設(she)有(you)(you)(you)(you)(you)32家營業(ye)(ye)網點(dian)(dian)和(he)(he)2家商務中(zhong)(zhong)心。信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(香(xiang)(xiang)港(gang)(gang)(gang))投(tou)資(zi)有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)在香(xiang)(xiang)港(gang)(gang)(gang)和(he)(he)境(jing)內(nei)設(she)有(you)(you)(you)(you)(you)3家子(zi)公(gong)(gong)司(si)(si)(si)。信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)理財有(you)(you)(you)(you)(you)限(xian)責任公(gong)(gong)司(si)(si)(si)為(wei)本行(xing)(xing)全資(zi)理財子(zi)公(gong)(gong)司(si)(si)(si)。中(zhong)(zhong)信(xin)(xin)(xin)(xin)百信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)股份有(you)(you)(you)(you)(you)限(xian)公(gong)(gong)司(si)(si)(si)為(wei)中(zhong)(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)行(xing)(xing)與百度公(gong)(gong)司(si)(si)(si)發(fa)起設(she)立的具有(you)(you)(you)(you)(you)獨立法人(ren)資(zi)格直(zhi)銷銀(yin)(yin)(yin)行(xing)(xing)。阿爾(er)(er)金(jin)(jin)銀(yin)(yin)(yin)行(xing)(xing)在哈薩(sa)克斯坦設(she)有(you)(you)(you)(you)(you)7家營業(ye)(ye)網點(dian)(dian)和(he)(he)1個(ge)私人(ren)銀(yin)(yin)(yin)行(xing)(xing)中(zhong)(zhong)心。
中(zhong)信銀行堅持服務實體經(jing)濟,穩健經(jing)營,與時(shi)俱進。經(jing)過30余(yu)年的發展,已成為一家總資產規模超8萬(wan)億(yi)元、員工(gong)人數近(jin)6萬(wan)名,具(ju)有強大綜合實力和品牌競爭力的金融集團(tuan)。