說明:以下中(zhong)信銀行人民幣(bi)存款利(li)(li)率表自(zi)2023年12月25日起(qi)執(zhi)行,存款掛(gua)牌利(li)(li)率僅供(gong)參考,對具體客(ke)戶的實(shi)際執(zhi)行利(li)(li)率以中(zhong)信銀行分支機構等業務渠道最(zui)終辦理結(jie)果為準。
單(dan)位:年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)(xing)成立于1987年,是(shi)中(zhong)(zhong)國(guo)改(gai)革(ge)開(kai)放中(zhong)(zhong)較早(zao)成立的新興商(shang)業(ye)銀(yin)(yin)行(xing)(xing)之(zhi)一,是(shi)中(zhong)(zhong)國(guo)較早(zao)參與(yu)國(guo)內外金(jin)融市場融資的商(shang)業(ye)銀(yin)(yin)行(xing)(xing),為中(zhong)(zhong)國(guo)經濟建設做(zuo)出了(le)積極貢獻。2007年4月,中(zhong)(zhong)信(xin)(xin)銀(yin)(yin)行(xing)(xing)實現在上海證券交易(yi)所和香港聯合交易(yi)所A+H股同步上市。
中信銀(yin)(yin)行(xing)(xing)以建(jian)設成(cheng)為“有擔(dan)當、有溫度、有特色、有價值”的綜(zong)合金(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)提供者為發(fa)展愿(yuan)景,充分發(fa)揮中信集團“金(jin)融(rong)(rong)(rong)+實業(ye)(ye)”綜(zong)合平臺(tai)優勢,向企業(ye)(ye)客(ke)戶和(he)機(ji)構(gou)客(ke)戶提供公(gong)司銀(yin)(yin)行(xing)(xing)業(ye)(ye)務(wu)(wu)(wu)、國(guo)際(ji)業(ye)(ye)務(wu)(wu)(wu)、金(jin)融(rong)(rong)(rong)市場業(ye)(ye)務(wu)(wu)(wu)、機(ji)構(gou)業(ye)(ye)務(wu)(wu)(wu)、投(tou)資銀(yin)(yin)行(xing)(xing)業(ye)(ye)務(wu)(wu)(wu)、交易銀(yin)(yin)行(xing)(xing)業(ye)(ye)務(wu)(wu)(wu)、托管業(ye)(ye)務(wu)(wu)(wu)等(deng)綜(zong)合金(jin)融(rong)(rong)(rong)解決方案,向個人(ren)客(ke)戶提供零(ling)售銀(yin)(yin)行(xing)(xing)、信用卡(ka)、消費金(jin)融(rong)(rong)(rong)、財富管理、私人(ren)銀(yin)(yin)行(xing)(xing)、出國(guo)金(jin)融(rong)(rong)(rong)、電子(zi)銀(yin)(yin)行(xing)(xing)等(deng)多元化金(jin)融(rong)(rong)(rong)產(chan)品及服(fu)務(wu)(wu)(wu),多方位滿足(zu)企業(ye)(ye)、機(ji)構(gou)及個人(ren)客(ke)戶的綜(zong)合金(jin)融(rong)(rong)(rong)服(fu)務(wu)(wu)(wu)需求(qiu)。
截(jie)至2021年末,中(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)在(zai)國內(nei)153個(ge)大中(zhong)(zhong)城市(shi)設(she)有(you)(you)(you)(you)(you)1415家(jia)(jia)(jia)營業網(wang)點,在(zai)境(jing)內(nei)外下設(she)中(zhong)(zhong)信(xin)(xin)(xin)國際(ji)金(jin)(jin)融控股(gu)(gu)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)(香港(gang))投資(zi)(zi)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、中(zhong)(zhong)信(xin)(xin)(xin)金(jin)(jin)融租賃有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)理財(cai)有(you)(you)(you)(you)(you)限(xian)(xian)責(ze)(ze)任公(gong)(gong)(gong)(gong)司(si)、中(zhong)(zhong)信(xin)(xin)(xin)百信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)股(gu)(gu)份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)、阿爾(er)金(jin)(jin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)和浙江臨(lin)安中(zhong)(zhong)信(xin)(xin)(xin)村鎮銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)股(gu)(gu)份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)7家(jia)(jia)(jia)附屬機構。其(qi)中(zhong)(zhong),中(zhong)(zhong)信(xin)(xin)(xin)國際(ji)金(jin)(jin)融控股(gu)(gu)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)子公(gong)(gong)(gong)(gong)司(si)中(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)(國際(ji))在(zai)香港(gang)、澳門、紐約、洛杉磯、新加坡和中(zhong)(zhong)國內(nei)地設(she)有(you)(you)(you)(you)(you)32家(jia)(jia)(jia)營業網(wang)點和2家(jia)(jia)(jia)商務中(zhong)(zhong)心。信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)(香港(gang))投資(zi)(zi)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)在(zai)香港(gang)和境(jing)內(nei)設(she)有(you)(you)(you)(you)(you)3家(jia)(jia)(jia)子公(gong)(gong)(gong)(gong)司(si)。信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)理財(cai)有(you)(you)(you)(you)(you)限(xian)(xian)責(ze)(ze)任公(gong)(gong)(gong)(gong)司(si)為(wei)本(ben)行(xing)(xing)(xing)(xing)(xing)全(quan)資(zi)(zi)理財(cai)子公(gong)(gong)(gong)(gong)司(si)。中(zhong)(zhong)信(xin)(xin)(xin)百信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)股(gu)(gu)份(fen)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)司(si)為(wei)中(zhong)(zhong)信(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)與百度公(gong)(gong)(gong)(gong)司(si)發起設(she)立(li)的具有(you)(you)(you)(you)(you)獨(du)立(li)法人資(zi)(zi)格直銷銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)。阿爾(er)金(jin)(jin)銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)在(zai)哈薩克斯(si)坦設(she)有(you)(you)(you)(you)(you)7家(jia)(jia)(jia)營業網(wang)點和1個(ge)私人銀(yin)(yin)(yin)(yin)(yin)(yin)行(xing)(xing)(xing)(xing)(xing)中(zhong)(zhong)心。
中信銀行堅(jian)持服(fu)務實體經濟,穩健經營(ying),與時俱進。經過30余年的發(fa)展,已(yi)成為一家總資產(chan)規模(mo)超8萬(wan)億元、員(yuan)工人(ren)數近6萬(wan)名,具有強大綜合實力和(he)品牌競(jing)爭力的金融(rong)集團(tuan)。