說(shuo)明:以下中(zhong)信(xin)銀行人民幣存款利率(lv)表自(zi)2023年12月25日起執行,存款掛牌利率(lv)僅(jin)供參考,對具體客戶的實際(ji)執行利率(lv)以中(zhong)信(xin)銀行分支機構等業務渠道最終(zhong)辦理結果為準(zhun)。
單位:年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中信銀(yin)行成立于(yu)1987年,是中國(guo)改革開放中較早(zao)成立的新興商業銀(yin)行之一,是中國(guo)較早(zao)參與(yu)國(guo)內(nei)外金融市場(chang)融資的商業銀(yin)行,為中國(guo)經(jing)濟建設做出(chu)了積極貢獻。2007年4月,中信銀(yin)行實現在上海證券交易所和香(xiang)港聯合(he)交易所A+H股同步上市。
中信(xin)銀(yin)(yin)(yin)行(xing)以(yi)建設(she)成為(wei)“有(you)擔(dan)當(dang)、有(you)溫度(du)、有(you)特色(se)、有(you)價值”的(de)綜合(he)(he)金(jin)(jin)融(rong)服務(wu)(wu)提供(gong)者(zhe)為(wei)發(fa)展愿景,充分(fen)發(fa)揮中信(xin)集(ji)團“金(jin)(jin)融(rong)+實業(ye)(ye)”綜合(he)(he)平臺優(you)勢,向(xiang)企(qi)業(ye)(ye)客戶(hu)(hu)(hu)和機(ji)構客戶(hu)(hu)(hu)提供(gong)公司銀(yin)(yin)(yin)行(xing)業(ye)(ye)務(wu)(wu)、國際業(ye)(ye)務(wu)(wu)、金(jin)(jin)融(rong)市場業(ye)(ye)務(wu)(wu)、機(ji)構業(ye)(ye)務(wu)(wu)、投資銀(yin)(yin)(yin)行(xing)業(ye)(ye)務(wu)(wu)、交易銀(yin)(yin)(yin)行(xing)業(ye)(ye)務(wu)(wu)、托管(guan)業(ye)(ye)務(wu)(wu)等(deng)綜合(he)(he)金(jin)(jin)融(rong)解決方案,向(xiang)個人(ren)客戶(hu)(hu)(hu)提供(gong)零售銀(yin)(yin)(yin)行(xing)、信(xin)用卡、消費金(jin)(jin)融(rong)、財富管(guan)理(li)、私人(ren)銀(yin)(yin)(yin)行(xing)、出國金(jin)(jin)融(rong)、電子銀(yin)(yin)(yin)行(xing)等(deng)多元(yuan)化金(jin)(jin)融(rong)產(chan)品及服務(wu)(wu),多方位滿足(zu)企(qi)業(ye)(ye)、機(ji)構及個人(ren)客戶(hu)(hu)(hu)的(de)綜合(he)(he)金(jin)(jin)融(rong)服務(wu)(wu)需求。
截至2021年末,中(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)在(zai)國(guo)(guo)內(nei)(nei)153個大中(zhong)城(cheng)市設(she)有(you)(you)(you)(you)(you)1415家(jia)營業(ye)網(wang)點(dian),在(zai)境內(nei)(nei)外(wai)下設(she)中(zhong)信(xin)(xin)(xin)(xin)國(guo)(guo)際金(jin)融控股(gu)(gu)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司、信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(香港)投資有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司、中(zhong)信(xin)(xin)(xin)(xin)金(jin)融租賃(lin)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司、信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)理財有(you)(you)(you)(you)(you)限(xian)(xian)責任(ren)公(gong)(gong)(gong)(gong)(gong)司、中(zhong)信(xin)(xin)(xin)(xin)百(bai)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)股(gu)(gu)份有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司、阿爾金(jin)銀(yin)(yin)(yin)(yin)行(xing)(xing)和(he)(he)浙(zhe)江臨安中(zhong)信(xin)(xin)(xin)(xin)村鎮銀(yin)(yin)(yin)(yin)行(xing)(xing)股(gu)(gu)份有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司7家(jia)附屬機構(gou)。其(qi)中(zhong),中(zhong)信(xin)(xin)(xin)(xin)國(guo)(guo)際金(jin)融控股(gu)(gu)有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司子(zi)公(gong)(gong)(gong)(gong)(gong)司中(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)(國(guo)(guo)際)在(zai)香港、澳門、紐約、洛(luo)杉(shan)磯、新(xin)加(jia)坡(po)和(he)(he)中(zhong)國(guo)(guo)內(nei)(nei)地設(she)有(you)(you)(you)(you)(you)32家(jia)營業(ye)網(wang)點(dian)和(he)(he)2家(jia)商務中(zhong)心。信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)(香港)投資有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司在(zai)香港和(he)(he)境內(nei)(nei)設(she)有(you)(you)(you)(you)(you)3家(jia)子(zi)公(gong)(gong)(gong)(gong)(gong)司。信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)理財有(you)(you)(you)(you)(you)限(xian)(xian)責任(ren)公(gong)(gong)(gong)(gong)(gong)司為本行(xing)(xing)全資理財子(zi)公(gong)(gong)(gong)(gong)(gong)司。中(zhong)信(xin)(xin)(xin)(xin)百(bai)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)股(gu)(gu)份有(you)(you)(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)(gong)(gong)司為中(zhong)信(xin)(xin)(xin)(xin)銀(yin)(yin)(yin)(yin)行(xing)(xing)與(yu)百(bai)度公(gong)(gong)(gong)(gong)(gong)司發(fa)起設(she)立的(de)具有(you)(you)(you)(you)(you)獨立法人(ren)資格直銷銀(yin)(yin)(yin)(yin)行(xing)(xing)。阿爾金(jin)銀(yin)(yin)(yin)(yin)行(xing)(xing)在(zai)哈(ha)薩克斯坦設(she)有(you)(you)(you)(you)(you)7家(jia)營業(ye)網(wang)點(dian)和(he)(he)1個私人(ren)銀(yin)(yin)(yin)(yin)行(xing)(xing)中(zhong)心。
中信(xin)銀(yin)行堅持服務實體經濟,穩健經營,與時俱進。經過30余年的(de)發(fa)展,已成(cheng)為一家總(zong)資產規模超8萬億元、員工人數近6萬名,具有強大綜合實力和品(pin)牌競爭(zheng)力的(de)金融集團(tuan)。