說明:以(yi)下中(zhong)信銀行人民幣存(cun)款利率(lv)表(biao)自2023年(nian)12月25日起執行,存(cun)款掛牌利率(lv)僅供(gong)參考,對具體客戶的實際(ji)執行利率(lv)以(yi)中(zhong)信銀行分(fen)支機構等(deng)業(ye)務渠道最終辦理結果為準。
單位:年利率(%)
?城鄉居民存款 | 非保證金存款利率 | 保證金存款利率 |
一、活期存款 | 0.2 | 0.2 |
二、定期存款 | ||
1.整存整取 | ||
三個月 | 1.2 | 1 |
半年 | 1.45 | 1.2 |
一年 | 1.65 | 1.3 |
二年 | 1.7 | 1.6 |
三年 | 2 | 1.85 |
五年 | 2.05 | 1.9 |
2.零存整取、整存零取、存本取息 | ||
一年 | 1.3 | - |
三年 | 1.55 | - |
五年 | 1.55 | - |
3.定活兩便 | 按一年以內定期整存整取同檔次利率打六折執行 | - |
三、通知存款 | ||
一天 | 0.25 | - |
七天 | 0.8 | - |
中(zhong)(zhong)信銀(yin)行(xing)成立(li)于1987年,是中(zhong)(zhong)國(guo)改革(ge)開放(fang)中(zhong)(zhong)較(jiao)早成立(li)的新興商業(ye)銀(yin)行(xing)之一(yi),是中(zhong)(zhong)國(guo)較(jiao)早參與(yu)國(guo)內(nei)外金融市場融資的商業(ye)銀(yin)行(xing),為中(zhong)(zhong)國(guo)經濟建(jian)設做出了積極貢獻。2007年4月,中(zhong)(zhong)信銀(yin)行(xing)實現在(zai)上海證(zheng)券交易所和香港(gang)聯合交易所A+H股同步(bu)上市。
中信(xin)銀(yin)(yin)行(xing)(xing)以建(jian)設成(cheng)為“有(you)擔當、有(you)溫(wen)度(du)、有(you)特(te)色、有(you)價值”的綜合(he)金(jin)融服務(wu)提供者為發展(zhan)愿(yuan)景,充分發揮中信(xin)集團(tuan)“金(jin)融+實(shi)業(ye)”綜合(he)平(ping)臺優勢,向企(qi)業(ye)客戶和(he)機(ji)構(gou)客戶提供公司(si)銀(yin)(yin)行(xing)(xing)業(ye)務(wu)、國際業(ye)務(wu)、金(jin)融市場業(ye)務(wu)、機(ji)構(gou)業(ye)務(wu)、投資銀(yin)(yin)行(xing)(xing)業(ye)務(wu)、交易銀(yin)(yin)行(xing)(xing)業(ye)務(wu)、托管(guan)業(ye)務(wu)等綜合(he)金(jin)融解決(jue)方(fang)案,向個(ge)人客戶提供零售銀(yin)(yin)行(xing)(xing)、信(xin)用卡、消(xiao)費金(jin)融、財富管(guan)理、私人銀(yin)(yin)行(xing)(xing)、出國金(jin)融、電子銀(yin)(yin)行(xing)(xing)等多(duo)元化金(jin)融產(chan)品及服務(wu),多(duo)方(fang)位滿足企(qi)業(ye)、機(ji)構(gou)及個(ge)人客戶的綜合(he)金(jin)融服務(wu)需求。
截(jie)至2021年末,中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)在(zai)國(guo)(guo)內153個(ge)(ge)大中(zhong)(zhong)(zhong)(zhong)(zhong)城市設(she)(she)有(you)(you)(you)1415家(jia)(jia)營(ying)業網點,在(zai)境內外下設(she)(she)中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)國(guo)(guo)際金融控股(gu)(gu)(gu)有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)、信(xin)銀(yin)(香港)投資有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)、中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)金融租賃(lin)有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)、信(xin)銀(yin)理(li)財有(you)(you)(you)限(xian)(xian)責任公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)、中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)百信(xin)銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)股(gu)(gu)(gu)份有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)、阿爾金銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)和浙(zhe)江臨安中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)村鎮銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)股(gu)(gu)(gu)份有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)7家(jia)(jia)附屬(shu)機(ji)構。其中(zhong)(zhong)(zhong)(zhong)(zhong),中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)國(guo)(guo)際金融控股(gu)(gu)(gu)有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)子(zi)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)(國(guo)(guo)際)在(zai)香港、澳門(men)、紐(niu)約、洛杉磯(ji)、新(xin)加坡和中(zhong)(zhong)(zhong)(zhong)(zhong)國(guo)(guo)內地(di)設(she)(she)有(you)(you)(you)32家(jia)(jia)營(ying)業網點和2家(jia)(jia)商務中(zhong)(zhong)(zhong)(zhong)(zhong)心。信(xin)銀(yin)(香港)投資有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)在(zai)香港和境內設(she)(she)有(you)(you)(you)3家(jia)(jia)子(zi)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)。信(xin)銀(yin)理(li)財有(you)(you)(you)限(xian)(xian)責任公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)為本(ben)行(xing)(xing)(xing)(xing)(xing)(xing)全資理(li)財子(zi)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)。中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)百信(xin)銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)股(gu)(gu)(gu)份有(you)(you)(you)限(xian)(xian)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)為中(zhong)(zhong)(zhong)(zhong)(zhong)信(xin)銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)與百度(du)公(gong)(gong)(gong)司(si)(si)(si)(si)(si)(si)發起(qi)設(she)(she)立(li)(li)的具(ju)有(you)(you)(you)獨立(li)(li)法(fa)人資格直銷銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)。阿爾金銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)在(zai)哈薩克(ke)斯坦(tan)設(she)(she)有(you)(you)(you)7家(jia)(jia)營(ying)業網點和1個(ge)(ge)私人銀(yin)行(xing)(xing)(xing)(xing)(xing)(xing)中(zhong)(zhong)(zhong)(zhong)(zhong)心。
中信銀(yin)行堅持服務實(shi)體經(jing)濟,穩健經(jing)營,與時俱進。經(jing)過(guo)30余年(nian)的發展,已成為一家(jia)總資(zi)產規模超8萬億(yi)元(yuan)、員工人數(shu)近6萬名,具(ju)有強大綜合(he)實(shi)力(li)和品(pin)牌競(jing)爭力(li)的金融集團(tuan)。