存(cun)折(zhe)弄丟了,如果是(shi)(shi)定(ding)期(qi)存(cun)款就更不用(yong)慌了,需要本人(ren)到(dao)柜臺持身(shen)份證才能領取未到(dao)期(qi)的定(ding)存(cun),如果是(shi)(shi)活期(qi)也不用(yong)著急,先(xian)電(dian)(dian)話(hua)到(dao)銀行客服(fu)進(jin)行口頭掛失,工行客服(fu)電(dian)(dian)話(hua):95588,建行:95533,農行:95599,中(zhong)行:95566等,其他(ta)銀行的,可(ke)以百度找到(dao)客服(fu)電(dian)(dian)話(hua)。
電話到銀行客服電話(hua)要求口頭掛(gua)失存(cun)折,在(zai)你電話(hua)的過程中(zhong),客服會核(he)實(shi)你本(ben)人的身(shen)份(fen)證(zheng)號碼,銀行存(cun)折的密(mi)碼,所以這些你不(bu)能弄過了(le),弄錯了(le)就無(wu)法掛(gua)失了(le)。掛(gua)失了(le)之后,存(cun)折上資金就被凍(dong)結了(le),別人即使(shi)撿到存(cun)折,知(zhi)道密(mi)碼也(ye)不(bu)能取錢(qian)了(le)。
口頭掛(gua)失(shi)(shi)有效(xiao)期一般是(shi)(shi)5個工(gong)(gong)作(zuo)(zuo)(zuo)日(ri),5個工(gong)(gong)作(zuo)(zuo)(zuo)日(ri)內(nei)(nei)就(jiu)要去銀(yin)行(xing)柜(ju)臺(tai)辦(ban)理正式掛(gua)失(shi)(shi)。在銀(yin)行(xing)柜(ju)臺(tai)掛(gua)失(shi)(shi),一般是(shi)(shi)7個工(gong)(gong)作(zuo)(zuo)(zuo)日(ri)內(nei)(nei)生效(xiao)。等柜(ju)臺(tai)正式掛(gua)失(shi)(shi)生效(xiao)以(yi)(yi)后,銀(yin)行(xing)就(jiu)會給(gei)你新的銀(yin)行(xing)存折,號碼還和以(yi)(yi)前一樣,你的掛(gua)失(shi)(shi)就(jiu)正式完成了,以(yi)(yi)前的存折上的錢都會轉到你的新存折上,以(yi)(yi)前的存折就(jiu)作(zuo)(zuo)(zuo)廢了。
若是招行(xing)(xing)(xing)(xing)的(de)存(cun)折,存(cun)折口頭(tou)掛(gua)失辦(ban)(ban)理(li)成功后,需(xu)您在口頭(tou)掛(gua)失有效期內盡快(kuai)持您本人的(de)開戶(hu)(hu)有效身份證原件到開戶(hu)(hu)行(xing)(xing)(xing)(xing)辦(ban)(ban)理(li)書面(mian)(mian)掛(gua)失,書面(mian)(mian)掛(gua)失需(xu)收10元手續費,書面(mian)(mian)掛(gua)失7天后,再由(you)您本人持有效開戶(hu)(hu)身份證原件及書面(mian)(mian)掛(gua)失回單回開戶(hu)(hu)行(xing)(xing)(xing)(xing)領(ling)取新存(cun)折。如果您無法到開戶(hu)(hu)行(xing)(xing)(xing)(xing)辦(ban)(ban)理(li),您也可以在同(tong)城(cheng)其他(ta)支行(xing)(xing)(xing)(xing)(同(tong)城(cheng)非開戶(hu)(hu)行(xing)(xing)(xing)(xing)是否可以代(dai)辦(ban)(ban)聯系經辦(ban)(ban)行(xing)(xing)(xing)(xing)確認(ren))或異地招行(xing)(xing)(xing)(xing)(異地分行(xing)(xing)(xing)(xing)不可代(dai)辦(ban)(ban))辦(ban)(ban)理(li)申(shen)請。
如果你是卡丟了,希望你掛失(shi)此卡號,然后重新(xin)補辦新(xin)卡,通(tong)過(guo)新(xin)卡可以(yi)繼續(xu)正常使用。
若是招行個人存折丟(diu)失,請盡快(kuai)致電(dian)95555→4進入人工辦(ban)理(li)緊急(ji)口頭掛(gua)失,口頭掛(gua)失5天有(you)效,5天內須憑(ping)有(you)效身份證(zheng)明去招行任意網(wang)點(dian)辦(ban)理(li)書面掛(gua)失(如代(dai)辦(ban),需(xu)提供代(dai)辦(ban)人有(you)效身份證(zheng)明)。7天后本人憑(ping)有(you)效身份證(zheng)明到指定(ding)網(wang)點(dian)領(ling)取(qu)(qu)存折,領(ling)取(qu)(qu)無法代(dai)辦(ban)。
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