金融專業主要學什么

1、思想政治理論課(ke)程

思(si)(si)想(xiang)(xiang)(xiang)政治理(li)論(lun)課(ke)(ke)(ke)程(cheng)(cheng)包括(kuo)思(si)(si)想(xiang)(xiang)(xiang)政治、品德修養(yang)和身心(xin)素質三個方(fang)面，總(zong)學(xue)分24學(xue)分左(zuo)右。金融(rong)學(xue)本科專業學(xue)生(sheng)必須完成的思(si)(si)想(xiang)(xiang)(xiang)政治理(li)論(lun)課(ke)(ke)(ke)程(cheng)(cheng)包括(kuo)：馬克思(si)(si)主(zhu)義基(ji)本原理(li)慨論(lun)、毛澤東思(si)(si)想(xiang)(xiang)(xiang)和中國(guo)特色(se)社會主(zhu)義理(li)論(lun)體(ti)系概論(lun)、中國(guo)近現代史綱要(yao)、思(si)(si)想(xiang)(xiang)(xiang)道德修養(yang)與法律基(ji)礎、形(xing)勢與政策、體(ti)育、國(guo)防教育、心(xin)理(li)健康教育。各高校可(ke)根據實際情況在此基(ji)礎上另行安排其(qi)他課(ke)(ke)(ke)程(cheng)(cheng)。

2、通識課程

通(tong)識課程涉及人(ren)文(wen)社會(hui)科學(xue)(xue)(xue)(xue)領域和自然(ran)科學(xue)(xue)(xue)(xue)領域的知(zhi)識。人(ren)文(wen)社會(hui)科學(xue)(xue)(xue)(xue)知(zhi)識主(zhu)要包括哲學(xue)(xue)(xue)(xue)、歷史、文(wen)學(xue)(xue)(xue)(xue)、外(wai)(wai)語、法(fa)學(xue)(xue)(xue)(xue)等(deng)。自然(ran)科學(xue)(xue)(xue)(xue)知(zhi)識主(zhu)要包括數(shu)學(xue)(xue)(xue)(xue)、心理學(xue)(xue)(xue)(xue)、計算(suan)機與信(xin)息科學(xue)(xue)(xue)(xue)等(deng)。通(tong)識課程總(zong)學(xue)(xue)(xue)(xue)分(fen)(fen)30學(xue)(xue)(xue)(xue)分(fen)(fen)左(zuo)(zuo)右。其中，外(wai)(wai)語類(lei)(lei)課程合計10學(xue)(xue)(xue)(xue)分(fen)(fen)左(zuo)(zuo)右，數(shu)學(xue)(xue)(xue)(xue)類(lei)(lei)課程合計12學(xue)(xue)(xue)(xue)分(fen)(fen)左(zuo)(zuo)右。

金融學本科專業學生應至少完成以下通識課程：邏輯學、大學語文、大學外語、數學分析（或高等數學、微積分）、高等代數（或線性代數）、概率論與數理統計、計算機基礎與應用。各高校可根據實際情況在此基礎上另行安排其他(ta)課程。

3、專業基(ji)礎(chu)課程(cheng)

金融學(xue)(xue)(xue)本科專業學(xue)(xue)(xue)生(sheng)應完(wan)成以(yi)下8門專業基礎課程(cheng)：政(zheng)治經(jing)(jing)(jing)濟(ji)學(xue)(xue)(xue)、宏觀(guan)經(jing)(jing)(jing)濟(ji)學(xue)(xue)(xue)、微(wei)觀(guan)經(jing)(jing)(jing)濟(ji)學(xue)(xue)(xue)、計(ji)量經(jing)(jing)(jing)濟(ji)學(xue)(xue)(xue)、統計(ji)學(xue)(xue)(xue)、會計(ji)學(xue)(xue)(xue)、財政(zheng)學(xue)(xue)(xue)、金融學(xue)(xue)(xue)，總學(xue)(xue)(xue)分(fen)合計(ji)24學(xue)(xue)(xue)分(fen)左右 。

各高(gao)校(xiao)可根據實際(ji)情況在此(ci)基(ji)礎上另行(xing)安排(pai)其他(ta)(ta)課(ke)程。建議開設的其他(ta)(ta)專業基(ji)礎課(ke)程包括但(dan)不限(xian)于：發展經(jing)(jing)濟(ji)(ji)學(xue)(xue)、制度經(jing)(jing)濟(ji)(ji)學(xue)(xue)、數理(li)經(jing)(jing)濟(ji)(ji)學(xue)(xue)、國(guo)際(ji)經(jing)(jing)濟(ji)(ji)學(xue)(xue)、經(jing)(jing)濟(ji)(ji)學(xue)(xue)說(shuo)史、產業經(jing)(jing)濟(ji)(ji)學(xue)(xue)、信息經(jing)(jing)濟(ji)(ji)學(xue)(xue)、管理(li)學(xue)(xue)原理(li)、財(cai)務報表分析(xi)、管理(li)會(hui)計、審計學(xue)(xue)、系(xi)統工程、管理(li)心(xin)理(li)學(xue)(xue)、組織行(xing)為(wei)學(xue)(xue)、項目(mu)管理(li)、市場營銷、民商法等 。

4、專業課程

金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)學(xue)(xue)(xue)(xue)本(ben)科(ke)專(zhuan)業(ye)(ye)學(xue)(xue)(xue)(xue)生應當(dang)完成(cheng)22學(xue)(xue)(xue)(xue)分(fen)左右的(de)(de)專(zhuan)業(ye)(ye)必修課程(cheng)(cheng)。專(zhuan)業(ye)(ye)必修課程(cheng)(cheng)采取(qu)“5+X”模式。“5”是指金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)學(xue)(xue)(xue)(xue)本(ben)科(ke)專(zhuan)業(ye)(ye)學(xue)(xue)(xue)(xue)生必須完成(cheng)的(de)(de)5門(men)專(zhuan)業(ye)(ye)必修課程(cheng)(cheng)，有證(zheng)券(quan)投(tou)(tou)(tou)(tou)資(zi)(zi)學(xue)(xue)(xue)(xue)、公司金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、商(shang)業(ye)(ye)銀行(xing)(xing)(xing)業(ye)(ye)務(wu)(wu)與(yu)(yu)(yu)經營、國(guo)(guo)際金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)風險(xian)(xian)(xian)管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)，“X”是指各高校根據辦學(xue)(xue)(xue)(xue)特(te)色(se)為學(xue)(xue)(xue)(xue)生另行(xing)(xing)(xing)安排的(de)(de)其他(ta)專(zhuan)業(ye)(ye)必修課程(cheng)(cheng)，包括金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)與(yu)(yu)(yu)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)市場、商(shang)業(ye)(ye)銀行(xing)(xing)(xing)業(ye)(ye)務(wu)(wu)與(yu)(yu)(yu)經營、國(guo)(guo)際金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、中央銀行(xing)(xing)(xing)學(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)中介學(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)市場學(xue)(xue)(xue)(xue)、貨(huo)幣金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)史、信(xin)(xin)(xin)(xin)托與(yu)(yu)(yu)租賃、國(guo)(guo)際貿易、國(guo)(guo)際結算、國(guo)(guo)際投(tou)(tou)(tou)(tou)資(zi)(zi)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)經濟(ji)學(xue)(xue)(xue)(xue)、公司金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、固定收(shou)益證(zheng)券(quan)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)工(gong)程(cheng)(cheng)學(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)衍(yan)生工(gong)具、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)計(ji)量學(xue)(xue)(xue)(xue)、常微分(fen)方程(cheng)(cheng)、應用隨機(ji)過程(cheng)(cheng)、實(shi)變(bian)函(han)數、數理(li)(li)(li)(li)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)時間序(xu)列分(fen)析(xi)(xi)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)統(tong)計(ji)分(fen)析(xi)(xi)、投(tou)(tou)(tou)(tou)資(zi)(zi)銀行(xing)(xing)(xing)學(xue)(xue)(xue)(xue)、投(tou)(tou)(tou)(tou)資(zi)(zi)組合管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)、項目(mu)評(ping)估與(yu)(yu)(yu)管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)、資(zi)(zi)產(chan)評(ping)估、投(tou)(tou)(tou)(tou)資(zi)(zi)價值分(fen)析(xi)(xi)與(yu)(yu)(yu)評(ping)估、房地產(chan)金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)與(yu)(yu)(yu)投(tou)(tou)(tou)(tou)資(zi)(zi)、證(zheng)券(quan)投(tou)(tou)(tou)(tou)資(zi)(zi)技術分(fen)析(xi)(xi)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)產(chan)品(pin)設計(ji)、期貨(huo)與(yu)(yu)(yu)期權、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)倫理(li)(li)(li)(li)學(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)心(xin)理(li)(li)(li)(li)學(xue)(xue)(xue)(xue)、銀行(xing)(xing)(xing)會(hui)計(ji)、保(bao)(bao)(bao)險(xian)(xian)(xian)學(xue)(xue)(xue)(xue)原理(li)(li)(li)(li)、保(bao)(bao)(bao)險(xian)(xian)(xian)精算學(xue)(xue)(xue)(xue)、人身保(bao)(bao)(bao)險(xian)(xian)(xian)、財產(chan)保(bao)(bao)(bao)險(xian)(xian)(xian)、保(bao)(bao)(bao)險(xian)(xian)(xian)經濟(ji)學(xue)(xue)(xue)(xue)、保(bao)(bao)(bao)險(xian)(xian)(xian)法(fa)、再保(bao)(bao)(bao)險(xian)(xian)(xian)、保(bao)(bao)(bao)險(xian)(xian)(xian)會(hui)計(ji)、社會(hui)保(bao)(bao)(bao)障學(xue)(xue)(xue)(xue)、保(bao)(bao)(bao)險(xian)(xian)(xian)經營管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)學(xue)(xue)(xue)(xue)、保(bao)(bao)(bao)險(xian)(xian)(xian)營銷學(xue)(xue)(xue)(xue)、利息理(li)(li)(li)(li)論、信(xin)(xin)(xin)(xin)用經濟(ji)學(xue)(xue)(xue)(xue)、信(xin)(xin)(xin)(xin)用管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)學(xue)(xue)(xue)(xue)、信(xin)(xin)(xin)(xin)用評(ping)級(ji)、征信(xin)(xin)(xin)(xin)理(li)(li)(li)(li)論與(yu)(yu)(yu)實(shi)務(wu)(wu)、信(xin)(xin)(xin)(xin)用風險(xian)(xian)(xian)度量方法(fa)、企(qi)業(ye)(ye)信(xin)(xin)(xin)(xin)用管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)、消費者信(xin)(xin)(xin)(xin)用管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)、金(jin)(jin)(jin)(jin)(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)機(ji)構(gou)信(xin)(xin)(xin)(xin)用管(guan)(guan)(guan)(guan)理(li)(li)(li)(li)等。

5、跨(kua)學科選(xuan)修課程

金融學本科專業學生應完成20學分(fen)左右的(de)跨學科選修(xiu)課(ke)程。各高校可根據特色培(pei)養目標自(zi)行安排備選課(ke)程，鼓勵學生跨學科選修(xiu)興趣課(ke)程。

金融專業需要考哪些證書

1、從業(ye)資(zi)格類證(zheng)書：證(zheng)券從業(ye)資(zi)格證(zheng)、基金從業(ye)資(zi)格證(zheng)、期貨從業(ye)資(zi)格證(zheng)、銀行從業(ye)資(zi)格證(zheng)。

因為是從(cong)(cong)業(ye)資(zi)格(ge)(ge)類證(zheng)(zheng)(zheng)書，代(dai)表著(zhu)對(dui)于機構的(de)(de)從(cong)(cong)業(ye)門(men)檻，所以難度(du)不高(gao)、報考條件同樣也不高(gao)。除了銀行(xing)從(cong)(cong)業(ye)資(zi)格(ge)(ge)證(zheng)(zheng)(zheng)需要大專及(ji)以上學(xue)(xue)歷(li)，其他三個從(cong)(cong)業(ye)資(zi)格(ge)(ge)考試只需要高(gao)中及(ji)以上文化程度(du)。從(cong)(cong)業(ye)資(zi)格(ge)(ge)類證(zheng)(zheng)(zheng)書雖然含金(jin)量比不上資(zi)格(ge)(ge)類證(zheng)(zheng)(zheng)書，但其性價比也是較高(gao)的(de)(de)。尤(you)其是對(dui)于初入職場的(de)(de)金(jin)融學(xue)(xue)專業(ye)學(xue)(xue)生，在求職時(shi)，持(chi)證(zheng)(zheng)(zheng)與(yu)未(wei)持(chi)證(zheng)(zheng)(zheng)，就是招聘方衡(heng)量的(de)(de)重(zhong)要標準之(zhi)一。

2、資格(ge)證書：注冊會(hui)計師(shi)（CPA）、特許金融(rong)分析(xi)師(shi)（CFA）、金融(rong)風險管理師(shi)（FRM）、特許公認會(hui)計師(shi)（ACCA）。

（1）注冊會計師證書：考試難度較大，科目較多，考生要通過專業階段六科、綜合階段考試才能取得CPA考試全科合格證書，平均取證時間為3-4年。注冊會計師證書在國內認可范圍廣、含金量高，被稱為財會界的“天花板”證書。除了會計師事務所，我(wo)國(guo)的(de)大(da)中型(xing)企(qi)業也是注(zhu)冊會(hui)計師的(de)中堅需求者。很多(duo)企(qi)業招(zhao)聘簡歷(li)上通(tong)(tong)常都寫(xie)有“通(tong)(tong)過(guo)注(zhu)會(hui)三(san)科以上優先錄取(qu)”。即便不(bu)通(tong)(tong)過(guo)CPA考試全科也大(da)有用處。

（2）特許金融分析師證(zheng)書：又稱華(hua)爾街入場券，在(zai)國際金融領(ling)域中(zhong)(zhong)有著極高(gao)(gao)的(de)(de)含金量。CFA是全英文考試，需(xu)要英語基礎，CFA考試中(zhong)(zhong)涉(she)及(ji)大量的(de)(de)金融領(ling)域專業(ye)詞匯，并且(qie)通過率(lv)很低。作(zuo)為(wei)一項高(gao)(gao)含金量的(de)(de)考試，CFA報(bao)考條件并不算太高(gao)(gao)，對(dui)于取得(de)學士(shi)學位的(de)(de)考生，在(zai)專業(ye)、工作(zuo)年限(xian)等方面并沒(mei)有任何限(xian)制(zhi)要求(qiu)，否則需(xu)要具備4年的(de)(de)相關專業(ye)性全職工作(zuo)經驗才可(ke)報(bao)考。

（3）金(jin)融風(feng)(feng)險(xian)(xian)管理(li)(li)(li)師證(zheng)書：俗稱銀行(xing)敲門(men)磚，風(feng)(feng)險(xian)(xian)管理(li)(li)(li)向來是金(jin)融工(gong)作的(de)核心，而FRM就(jiu)是金(jin)融風(feng)(feng)險(xian)(xian)管理(li)(li)(li)較(jiao)為(wei)專業、要求較(jiao)嚴格(ge)、很受認(ren)可的(de)資格(ge)認(ren)證(zheng)證(zheng)書。FRM作為(wei)比較(jiao)靠(kao)前的(de)金(jin)融風(feng)(feng)險(xian)(xian)專業認(ren)證(zheng)證(zheng)書適用于廣泛的(de)行(xing)業領域。并已(yi)經成為(wei)全世(shi)界金(jin)融風(feng)(feng)險(xian)(xian)管理(li)(li)(li)領域的(de)認(ren)證(zheng)。FRM對于報(bao)考(kao)(kao)人員沒有學(xue)歷與行(xing)業上的(de)限制(zhi)，大學(xue)在校學(xue)生亦可報(bao)考(kao)(kao)。

（4）特許公(gong)認會計(ji)師證書：ACCA是全(quan)球最(zui)具規模的國(guo)際專(zhuan)業(ye)會計(ji)師組織，為全(quan)世界有志投(tou)身于財務(wu)、會計(ji)以及(ji)管理領域的專(zhuan)才提供首選的資格認證是世界上領先的專(zhuan)業(ye)會計(ji)師團體，也是國(guo)際學最(zui)多、學員規模發展最(zui)快的專(zhuan)業(ye)會計(ji)師組織。同樣，ACCA的報(bao)考門檻也不高(gao)，大專(zhuan)及(ji)以上學歷，甚(shen)至本科在校生只要升(sheng)入(ru)大二，即可報(bao)名ACCA。