金融專業主要學什么
1、思想政治理論課程
思(si)想政(zheng)治(zhi)理(li)(li)論(lun)(lun)課(ke)程包括思(si)想政(zheng)治(zhi)、品德修(xiu)養和身心素質(zhi)三個方面,總學分24學分左右(you)。金(jin)融學本科專業學生必(bi)須完成的思(si)想政(zheng)治(zhi)理(li)(li)論(lun)(lun)課(ke)程包括:馬克思(si)主義基(ji)本原(yuan)理(li)(li)慨論(lun)(lun)、毛澤(ze)東(dong)思(si)想和中國(guo)特(te)色(se)社會主義理(li)(li)論(lun)(lun)體系概論(lun)(lun)、中國(guo)近現代史綱要、思(si)想道德修(xiu)養與法律基(ji)礎、形勢與政(zheng)策、體育、國(guo)防教育、心理(li)(li)健康教育。各高校可(ke)根(gen)據實(shi)際情況在此(ci)基(ji)礎上另行安排其(qi)他課(ke)程。
2、通識課程
通識課程(cheng)(cheng)(cheng)涉及人文(wen)(wen)社會(hui)科(ke)(ke)(ke)學(xue)(xue)(xue)領域(yu)和自(zi)然(ran)科(ke)(ke)(ke)學(xue)(xue)(xue)領域(yu)的知(zhi)(zhi)識。人文(wen)(wen)社會(hui)科(ke)(ke)(ke)學(xue)(xue)(xue)知(zhi)(zhi)識主要包(bao)括哲(zhe)學(xue)(xue)(xue)、歷史(shi)、文(wen)(wen)學(xue)(xue)(xue)、外(wai)(wai)語、法學(xue)(xue)(xue)等(deng)。自(zi)然(ran)科(ke)(ke)(ke)學(xue)(xue)(xue)知(zhi)(zhi)識主要包(bao)括數學(xue)(xue)(xue)、心理學(xue)(xue)(xue)、計算機與信息科(ke)(ke)(ke)學(xue)(xue)(xue)等(deng)。通識課程(cheng)(cheng)(cheng)總學(xue)(xue)(xue)分(fen)30學(xue)(xue)(xue)分(fen)左(zuo)(zuo)(zuo)右。其(qi)中(zhong),外(wai)(wai)語類課程(cheng)(cheng)(cheng)合(he)計10學(xue)(xue)(xue)分(fen)左(zuo)(zuo)(zuo)右,數學(xue)(xue)(xue)類課程(cheng)(cheng)(cheng)合(he)計12學(xue)(xue)(xue)分(fen)左(zuo)(zuo)(zuo)右。
金融學本科專業學生應至少完成以下通識課程:邏輯學、大學語文、大學外語、數學分析(或高等數學、微積分)、高等代數(或線性代數)、概率論與數理統計、計算機基礎與應用。各高校可根據實際情況在(zai)此基礎上另行安排其他(ta)課程。
3、專業基(ji)礎(chu)課程
金融學(xue)(xue)(xue)(xue)本科專業學(xue)(xue)(xue)(xue)生應完成以(yi)下8門專業基礎課程:政治經(jing)(jing)濟(ji)(ji)學(xue)(xue)(xue)(xue)、宏觀(guan)經(jing)(jing)濟(ji)(ji)學(xue)(xue)(xue)(xue)、微(wei)觀(guan)經(jing)(jing)濟(ji)(ji)學(xue)(xue)(xue)(xue)、計(ji)(ji)(ji)量經(jing)(jing)濟(ji)(ji)學(xue)(xue)(xue)(xue)、統計(ji)(ji)(ji)學(xue)(xue)(xue)(xue)、會計(ji)(ji)(ji)學(xue)(xue)(xue)(xue)、財政學(xue)(xue)(xue)(xue)、金融學(xue)(xue)(xue)(xue),總學(xue)(xue)(xue)(xue)分合計(ji)(ji)(ji)24學(xue)(xue)(xue)(xue)分左(zuo)右 。
各高校可(ke)根據實際情況(kuang)在(zai)此(ci)基(ji)礎(chu)上另行(xing)安(an)排其他課(ke)程。建議開設的其他專業基(ji)礎(chu)課(ke)程包括但不限于(yu):發展經濟(ji)(ji)學(xue)(xue)(xue)(xue)、制度經濟(ji)(ji)學(xue)(xue)(xue)(xue)、數理(li)經濟(ji)(ji)學(xue)(xue)(xue)(xue)、國際經濟(ji)(ji)學(xue)(xue)(xue)(xue)、經濟(ji)(ji)學(xue)(xue)(xue)(xue)說史、產業經濟(ji)(ji)學(xue)(xue)(xue)(xue)、信(xin)息經濟(ji)(ji)學(xue)(xue)(xue)(xue)、管理(li)學(xue)(xue)(xue)(xue)原理(li)、財務(wu)報(bao)表分析、管理(li)會計(ji)、審計(ji)學(xue)(xue)(xue)(xue)、系統工程、管理(li)心理(li)學(xue)(xue)(xue)(xue)、組織行(xing)為(wei)學(xue)(xue)(xue)(xue)、項目(mu)管理(li)、市場營(ying)銷、民(min)商法等 。
4、專業課程
金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)本科專(zhuan)(zhuan)業(ye)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)生(sheng)(sheng)應(ying)當完(wan)成22學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)分(fen)(fen)左右(you)的專(zhuan)(zhuan)業(ye)必(bi)修課程(cheng)(cheng)。專(zhuan)(zhuan)業(ye)必(bi)修課程(cheng)(cheng)采取“5+X”模式(shi)。“5”是指(zhi)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)本科專(zhuan)(zhuan)業(ye)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)生(sheng)(sheng)必(bi)須(xu)完(wan)成的5門專(zhuan)(zhuan)業(ye)必(bi)修課程(cheng)(cheng),有證(zheng)券投(tou)(tou)資(zi)(zi)(zi)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、公(gong)司金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、商業(ye)銀(yin)行(xing)(xing)業(ye)務(wu)與經(jing)(jing)營、國(guo)際(ji)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)風險(xian)(xian)(xian)(xian)管(guan)理(li)(li)(li),“X”是指(zhi)各高校根據辦學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)特色(se)為學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)生(sheng)(sheng)另(ling)行(xing)(xing)安排的其他專(zhuan)(zhuan)業(ye)必(bi)修課程(cheng)(cheng),包括金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機構與金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)市場、商業(ye)銀(yin)行(xing)(xing)業(ye)務(wu)與經(jing)(jing)營、國(guo)際(ji)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、中央銀(yin)行(xing)(xing)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)中介學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)市場學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、貨(huo)幣金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)史、信(xin)(xin)(xin)托與租(zu)賃、國(guo)際(ji)貿(mao)易、國(guo)際(ji)結(jie)算、國(guo)際(ji)投(tou)(tou)資(zi)(zi)(zi)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)經(jing)(jing)濟(ji)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、公(gong)司金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、固(gu)定收益證(zheng)券、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)工程(cheng)(cheng)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)衍生(sheng)(sheng)工具、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)計(ji)(ji)量(liang)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、常微分(fen)(fen)方程(cheng)(cheng)、應(ying)用(yong)(yong)(yong)(yong)隨機過程(cheng)(cheng)、實變函(han)數(shu)、數(shu)理(li)(li)(li)金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)時間序列(lie)分(fen)(fen)析、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)統計(ji)(ji)分(fen)(fen)析、投(tou)(tou)資(zi)(zi)(zi)銀(yin)行(xing)(xing)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、投(tou)(tou)資(zi)(zi)(zi)組合(he)管(guan)理(li)(li)(li)、項目評估(gu)(gu)與管(guan)理(li)(li)(li)、資(zi)(zi)(zi)產評估(gu)(gu)、投(tou)(tou)資(zi)(zi)(zi)價值分(fen)(fen)析與評估(gu)(gu)、房地產金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)與投(tou)(tou)資(zi)(zi)(zi)、證(zheng)券投(tou)(tou)資(zi)(zi)(zi)技術分(fen)(fen)析、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)產品設(she)計(ji)(ji)、期貨(huo)與期權、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)倫理(li)(li)(li)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)心理(li)(li)(li)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、銀(yin)行(xing)(xing)會(hui)計(ji)(ji)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)原理(li)(li)(li)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)精算學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、人身保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、財產保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)濟(ji)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)法、再保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)會(hui)計(ji)(ji)、社會(hui)保(bao)(bao)(bao)障學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)經(jing)(jing)營管(guan)理(li)(li)(li)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)營銷學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、利息理(li)(li)(li)論、信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)經(jing)(jing)濟(ji)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)管(guan)理(li)(li)(li)學(xue)(xue)(xue)(xue)(xue)(xue)(xue)(xue)、信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)評級(ji)、征(zheng)信(xin)(xin)(xin)理(li)(li)(li)論與實務(wu)、信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)風險(xian)(xian)(xian)(xian)度量(liang)方法、企(qi)業(ye)信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)管(guan)理(li)(li)(li)、消費者信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)管(guan)理(li)(li)(li)、金(jin)(jin)融(rong)(rong)(rong)(rong)(rong)機構信(xin)(xin)(xin)用(yong)(yong)(yong)(yong)管(guan)理(li)(li)(li)等。
5、跨學科選修課(ke)程
金融學(xue)本科專業學(xue)生應完成20學(xue)分左(zuo)右的跨學(xue)科選(xuan)(xuan)修課(ke)程(cheng)。各(ge)高校可根(gen)據特(te)色培養目標自行安排備選(xuan)(xuan)課(ke)程(cheng),鼓勵(li)學(xue)生跨學(xue)科選(xuan)(xuan)修興趣課(ke)程(cheng)。
金融專業需要考哪些證書
1、從(cong)(cong)業(ye)資(zi)(zi)格(ge)(ge)類(lei)證(zheng)(zheng)書(shu):證(zheng)(zheng)券從(cong)(cong)業(ye)資(zi)(zi)格(ge)(ge)證(zheng)(zheng)、基金從(cong)(cong)業(ye)資(zi)(zi)格(ge)(ge)證(zheng)(zheng)、期(qi)貨從(cong)(cong)業(ye)資(zi)(zi)格(ge)(ge)證(zheng)(zheng)、銀行從(cong)(cong)業(ye)資(zi)(zi)格(ge)(ge)證(zheng)(zheng)。
因為是(shi)從(cong)(cong)業(ye)(ye)資(zi)(zi)(zi)格類(lei)(lei)證書(shu),代表著(zhu)對(dui)(dui)于機構的從(cong)(cong)業(ye)(ye)門檻,所(suo)以(yi)難度(du)不(bu)高(gao)、報考條(tiao)件同樣(yang)也不(bu)高(gao)。除(chu)了銀行從(cong)(cong)業(ye)(ye)資(zi)(zi)(zi)格證需要(yao)大(da)專(zhuan)及以(yi)上學(xue)歷,其他三個從(cong)(cong)業(ye)(ye)資(zi)(zi)(zi)格考試(shi)只(zhi)需要(yao)高(gao)中及以(yi)上文(wen)化程度(du)。從(cong)(cong)業(ye)(ye)資(zi)(zi)(zi)格類(lei)(lei)證書(shu)雖(sui)然含(han)金(jin)量(liang)比不(bu)上資(zi)(zi)(zi)格類(lei)(lei)證書(shu),但其性價比也是(shi)較高(gao)的。尤(you)其是(shi)對(dui)(dui)于初入職(zhi)場(chang)的金(jin)融學(xue)專(zhuan)業(ye)(ye)學(xue)生,在求職(zhi)時(shi),持(chi)證與未持(chi)證,就是(shi)招聘方衡量(liang)的重要(yao)標準之一。
2、資格(ge)證書:注冊會(hui)計師(shi)(CPA)、特(te)許(xu)金融(rong)分析(xi)師(shi)(CFA)、金融(rong)風(feng)險管理師(shi)(FRM)、特(te)許(xu)公認會(hui)計師(shi)(ACCA)。
(1)注冊會計師證書:考試難度較大,科目較多,考生要通過專業階段六科、綜合階段考試才能取得CPA考試全科合格證書,平均取證時間為3-4年。注冊會計師證書在國內認可范圍廣、含金量高,被稱為財會界的“天花板”證書。除了會計師事務所,我國(guo)的大中型企(qi)業也是注(zhu)冊(ce)會計師的中堅(jian)需求者(zhe)。很(hen)多(duo)企(qi)業招(zhao)聘簡歷上通(tong)常都寫有(you)“通(tong)過(guo)注(zhu)會三科以上優先錄取”。即(ji)便不通(tong)過(guo)CPA考試全科也大有(you)用處(chu)。
(2)特許金(jin)(jin)融(rong)分析(xi)師證書:又稱華爾街入場券,在國際金(jin)(jin)融(rong)領(ling)域(yu)中(zhong)有著(zhu)極高的(de)(de)(de)(de)含金(jin)(jin)量(liang)。CFA是(shi)全英文考(kao)試(shi)(shi),需要英語(yu)基礎(chu),CFA考(kao)試(shi)(shi)中(zhong)涉及(ji)大量(liang)的(de)(de)(de)(de)金(jin)(jin)融(rong)領(ling)域(yu)專業詞匯,并且通過率很低。作為一項高含金(jin)(jin)量(liang)的(de)(de)(de)(de)考(kao)試(shi)(shi),CFA報考(kao)條件并不算太高,對于取得學(xue)士學(xue)位的(de)(de)(de)(de)考(kao)生,在專業、工作年限(xian)等方面(mian)并沒有任(ren)何限(xian)制要求,否則(ze)需要具備4年的(de)(de)(de)(de)相關專業性全職(zhi)工作經驗(yan)才(cai)可報考(kao)。
(3)金融(rong)風(feng)(feng)險管(guan)理師證書(shu):俗稱銀(yin)行(xing)敲(qiao)門磚,風(feng)(feng)險管(guan)理向來是(shi)金融(rong)工作的(de)(de)核心,而FRM就是(shi)金融(rong)風(feng)(feng)險管(guan)理較(jiao)為(wei)(wei)專(zhuan)業、要求較(jiao)嚴(yan)格(ge)、很受認可的(de)(de)資格(ge)認證證書(shu)。FRM作為(wei)(wei)比(bi)較(jiao)靠前的(de)(de)金融(rong)風(feng)(feng)險專(zhuan)業認證證書(shu)適用(yong)于廣泛的(de)(de)行(xing)業領(ling)域(yu)。并已經成(cheng)為(wei)(wei)全世界金融(rong)風(feng)(feng)險管(guan)理領(ling)域(yu)的(de)(de)認證。FRM對于報考人員沒有學歷與行(xing)業上的(de)(de)限制,大學在校學生亦可報考。
(4)特(te)許(xu)公認會計(ji)(ji)師證書:ACCA是全球最具規模的(de)國際專(zhuan)業(ye)會計(ji)(ji)師組(zu)織,為全世界(jie)(jie)有志投身于財務(wu)、會計(ji)(ji)以(yi)及管(guan)理(li)領域的(de)專(zhuan)才(cai)提供首選的(de)資格認證是世界(jie)(jie)上(shang)領先的(de)專(zhuan)業(ye)會計(ji)(ji)師團體,也(ye)是國際學最多、學員規模發(fa)展最快的(de)專(zhuan)業(ye)會計(ji)(ji)師組(zu)織。同樣,ACCA的(de)報(bao)考門檻也(ye)不高(gao),大(da)專(zhuan)及以(yi)上(shang)學歷,甚(shen)至本科在校生只(zhi)要(yao)升入大(da)二,即可報(bao)名ACCA。