金融專業主要學什么
1、思想政治(zhi)理(li)論課程(cheng)
思(si)(si)想(xiang)政治理論(lun)課程(cheng)包(bao)括(kuo)思(si)(si)想(xiang)政治、品德修養(yang)和(he)身心素質(zhi)三個方面,總學(xue)分24學(xue)分左右。金融學(xue)本(ben)科(ke)專業學(xue)生必須完成的思(si)(si)想(xiang)政治理論(lun)課程(cheng)包(bao)括(kuo):馬(ma)克思(si)(si)主義基本(ben)原理慨論(lun)、毛澤東思(si)(si)想(xiang)和(he)中國(guo)特(te)色社會主義理論(lun)體系概論(lun)、中國(guo)近現(xian)代(dai)史綱要、思(si)(si)想(xiang)道德修養(yang)與法律基礎、形勢與政策、體育、國(guo)防教育、心理健康(kang)教育。各高校(xiao)可(ke)根據實(shi)際情(qing)況在此基礎上(shang)另(ling)行安排(pai)其他課程(cheng)。
2、通識課程
通識(shi)課程(cheng)涉及人文社會科(ke)(ke)學(xue)(xue)(xue)領域和自然(ran)科(ke)(ke)學(xue)(xue)(xue)領域的(de)知識(shi)。人文社會科(ke)(ke)學(xue)(xue)(xue)知識(shi)主要包括哲學(xue)(xue)(xue)、歷史、文學(xue)(xue)(xue)、外語、法學(xue)(xue)(xue)等。自然(ran)科(ke)(ke)學(xue)(xue)(xue)知識(shi)主要包括數學(xue)(xue)(xue)、心理學(xue)(xue)(xue)、計算機與(yu)信息科(ke)(ke)學(xue)(xue)(xue)等。通識(shi)課程(cheng)總學(xue)(xue)(xue)分30學(xue)(xue)(xue)分左右(you)。其中,外語類課程(cheng)合計10學(xue)(xue)(xue)分左右(you),數學(xue)(xue)(xue)類課程(cheng)合計12學(xue)(xue)(xue)分左右(you)。
金融學本科專業學生應至少完成以下通識課程:邏輯學、大學語文、大學外語、數學分析(或高等數學、微積分)、高等代數(或線性代數)、概率論與數理統計、計算機基礎與應用。各高校可根(gen)據實(shi)際(ji)情況在此基礎上(shang)另行安排(pai)其他課程。
3、專業基礎課程
金融(rong)學(xue)(xue)(xue)(xue)本科(ke)專業(ye)學(xue)(xue)(xue)(xue)生應完成(cheng)以下8門專業(ye)基礎課程:政治經(jing)濟(ji)學(xue)(xue)(xue)(xue)、宏觀經(jing)濟(ji)學(xue)(xue)(xue)(xue)、微觀經(jing)濟(ji)學(xue)(xue)(xue)(xue)、計(ji)(ji)量經(jing)濟(ji)學(xue)(xue)(xue)(xue)、統計(ji)(ji)學(xue)(xue)(xue)(xue)、會計(ji)(ji)學(xue)(xue)(xue)(xue)、財政學(xue)(xue)(xue)(xue)、金融(rong)學(xue)(xue)(xue)(xue),總學(xue)(xue)(xue)(xue)分(fen)合(he)計(ji)(ji)24學(xue)(xue)(xue)(xue)分(fen)左右(you) 。
各高校(xiao)可根據實際情況在此基礎上另行安(an)排其他課程(cheng)。建議(yi)開設的(de)其他專業基礎課程(cheng)包括但不限于:發展經(jing)濟(ji)學(xue)(xue)、制度(du)經(jing)濟(ji)學(xue)(xue)、數理經(jing)濟(ji)學(xue)(xue)、國際經(jing)濟(ji)學(xue)(xue)、經(jing)濟(ji)學(xue)(xue)說史、產業經(jing)濟(ji)學(xue)(xue)、信息經(jing)濟(ji)學(xue)(xue)、管(guan)理學(xue)(xue)原理、財務報表分析、管(guan)理會(hui)計、審(shen)計學(xue)(xue)、系統工(gong)程(cheng)、管(guan)理心理學(xue)(xue)、組織行為學(xue)(xue)、項目管(guan)理、市場營銷、民商(shang)法等 。
4、專業課程
金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)學(xue)(xue)(xue)(xue)(xue)本科專(zhuan)(zhuan)(zhuan)業(ye)(ye)學(xue)(xue)(xue)(xue)(xue)生應(ying)當(dang)完成22學(xue)(xue)(xue)(xue)(xue)分(fen)左右的專(zhuan)(zhuan)(zhuan)業(ye)(ye)必修課程(cheng)。專(zhuan)(zhuan)(zhuan)業(ye)(ye)必修課程(cheng)采取(qu)“5+X”模式(shi)。“5”是(shi)指金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)學(xue)(xue)(xue)(xue)(xue)本科專(zhuan)(zhuan)(zhuan)業(ye)(ye)學(xue)(xue)(xue)(xue)(xue)生必須完成的5門(men)專(zhuan)(zhuan)(zhuan)業(ye)(ye)必修課程(cheng),有證券(quan)投資(zi)學(xue)(xue)(xue)(xue)(xue)、公司金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、商(shang)業(ye)(ye)銀行(xing)業(ye)(ye)務(wu)與(yu)(yu)經(jing)營(ying)、國際(ji)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)風(feng)險(xian)(xian)(xian)(xian)(xian)管(guan)理(li),“X”是(shi)指各高(gao)校根據(ju)辦學(xue)(xue)(xue)(xue)(xue)特色為學(xue)(xue)(xue)(xue)(xue)生另行(xing)安排的其他專(zhuan)(zhuan)(zhuan)業(ye)(ye)必修課程(cheng),包括(kuo)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)機構與(yu)(yu)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)市場(chang)、商(shang)業(ye)(ye)銀行(xing)業(ye)(ye)務(wu)與(yu)(yu)經(jing)營(ying)、國際(ji)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、中央銀行(xing)學(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)中介學(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)市場(chang)學(xue)(xue)(xue)(xue)(xue)、貨幣金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)史、信(xin)(xin)托與(yu)(yu)租賃、國際(ji)貿易、國際(ji)結算(suan)、國際(ji)投資(zi)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)經(jing)濟學(xue)(xue)(xue)(xue)(xue)、公司金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、固定(ding)收益證券(quan)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)工程(cheng)學(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)衍生工具、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)計(ji)量(liang)學(xue)(xue)(xue)(xue)(xue)、常微分(fen)方程(cheng)、應(ying)用(yong)隨機過程(cheng)、實變函數、數理(li)金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)時間序(xu)列分(fen)析、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)統計(ji)分(fen)析、投資(zi)銀行(xing)學(xue)(xue)(xue)(xue)(xue)、投資(zi)組合管(guan)理(li)、項目(mu)評估與(yu)(yu)管(guan)理(li)、資(zi)產評估、投資(zi)價值分(fen)析與(yu)(yu)評估、房地產金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)與(yu)(yu)投資(zi)、證券(quan)投資(zi)技術分(fen)析、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)產品設(she)計(ji)、期貨與(yu)(yu)期權、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)倫理(li)學(xue)(xue)(xue)(xue)(xue)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)心理(li)學(xue)(xue)(xue)(xue)(xue)、銀行(xing)會(hui)計(ji)、保(bao)險(xian)(xian)(xian)(xian)(xian)學(xue)(xue)(xue)(xue)(xue)原(yuan)理(li)、保(bao)險(xian)(xian)(xian)(xian)(xian)精(jing)算(suan)學(xue)(xue)(xue)(xue)(xue)、人(ren)身保(bao)險(xian)(xian)(xian)(xian)(xian)、財產保(bao)險(xian)(xian)(xian)(xian)(xian)、保(bao)險(xian)(xian)(xian)(xian)(xian)經(jing)濟學(xue)(xue)(xue)(xue)(xue)、保(bao)險(xian)(xian)(xian)(xian)(xian)法、再保(bao)險(xian)(xian)(xian)(xian)(xian)、保(bao)險(xian)(xian)(xian)(xian)(xian)會(hui)計(ji)、社會(hui)保(bao)障(zhang)學(xue)(xue)(xue)(xue)(xue)、保(bao)險(xian)(xian)(xian)(xian)(xian)經(jing)營(ying)管(guan)理(li)學(xue)(xue)(xue)(xue)(xue)、保(bao)險(xian)(xian)(xian)(xian)(xian)營(ying)銷學(xue)(xue)(xue)(xue)(xue)、利息理(li)論(lun)、信(xin)(xin)用(yong)經(jing)濟學(xue)(xue)(xue)(xue)(xue)、信(xin)(xin)用(yong)管(guan)理(li)學(xue)(xue)(xue)(xue)(xue)、信(xin)(xin)用(yong)評級、征信(xin)(xin)理(li)論(lun)與(yu)(yu)實務(wu)、信(xin)(xin)用(yong)風(feng)險(xian)(xian)(xian)(xian)(xian)度量(liang)方法、企業(ye)(ye)信(xin)(xin)用(yong)管(guan)理(li)、消(xiao)費者(zhe)信(xin)(xin)用(yong)管(guan)理(li)、金(jin)(jin)(jin)(jin)融(rong)(rong)(rong)(rong)(rong)(rong)(rong)機構信(xin)(xin)用(yong)管(guan)理(li)等。
5、跨學科選修課程
金融學本科(ke)(ke)專(zhuan)業學生(sheng)應完(wan)成20學分左右的跨(kua)學科(ke)(ke)選(xuan)修(xiu)課程(cheng)(cheng)(cheng)。各高校可根據特色培(pei)養(yang)目標(biao)自行安排備選(xuan)課程(cheng)(cheng)(cheng),鼓勵(li)學生(sheng)跨(kua)學科(ke)(ke)選(xuan)修(xiu)興(xing)趣(qu)課程(cheng)(cheng)(cheng)。
金融專業需要考哪些證書
1、從(cong)(cong)業(ye)(ye)資(zi)格類證(zheng)(zheng)書:證(zheng)(zheng)券從(cong)(cong)業(ye)(ye)資(zi)格證(zheng)(zheng)、基金從(cong)(cong)業(ye)(ye)資(zi)格證(zheng)(zheng)、期貨(huo)從(cong)(cong)業(ye)(ye)資(zi)格證(zheng)(zheng)、銀行從(cong)(cong)業(ye)(ye)資(zi)格證(zheng)(zheng)。
因為是(shi)從業(ye)資(zi)格(ge)(ge)(ge)類證書(shu),代表著對于機(ji)構的(de)從業(ye)門檻,所(suo)以難度(du)不高(gao)(gao)(gao)、報考條件同樣也不高(gao)(gao)(gao)。除(chu)了銀(yin)行從業(ye)資(zi)格(ge)(ge)(ge)證需要(yao)大(da)專及以上(shang)學(xue)歷,其(qi)他三個(ge)從業(ye)資(zi)格(ge)(ge)(ge)考試只需要(yao)高(gao)(gao)(gao)中(zhong)及以上(shang)文化(hua)程(cheng)度(du)。從業(ye)資(zi)格(ge)(ge)(ge)類證書(shu)雖然含(han)金量(liang)比不上(shang)資(zi)格(ge)(ge)(ge)類證書(shu),但其(qi)性(xing)價比也是(shi)較(jiao)高(gao)(gao)(gao)的(de)。尤(you)其(qi)是(shi)對于初入職場的(de)金融學(xue)專業(ye)學(xue)生,在求職時,持證與未持證,就是(shi)招聘方衡量(liang)的(de)重要(yao)標準之一。
2、資格(ge)證書:注冊(ce)會計(ji)師(shi)(CPA)、特(te)許金融(rong)分析師(shi)(CFA)、金融(rong)風險管理師(shi)(FRM)、特(te)許公認會計(ji)師(shi)(ACCA)。
(1)注冊會計師證書:考試難度較大,科目較多,考生要通過專業階段六科、綜合階段考試才能取得CPA考試全科合格證書,平均取證時間為3-4年。注冊會計師證書在國內認可范圍廣、含金量高,被稱為財會界的“天花板”證書。除了會計師事務所,我國的大中型企(qi)業也是注冊會計師(shi)的中堅需求者。很多企(qi)業招聘簡歷上通常都(dou)寫有(you)(you)“通過注會三科以(yi)上優先錄取”。即(ji)便不(bu)通過CPA考試全科也大有(you)(you)用處。
(2)特許金(jin)融(rong)分(fen)析師證書(shu):又稱華爾街入(ru)場(chang)券,在國際金(jin)融(rong)領域中有著極(ji)高的(de)含(han)金(jin)量。CFA是全(quan)英文(wen)考(kao)試,需要英語基礎(chu),CFA考(kao)試中涉及大量的(de)金(jin)融(rong)領域專業詞(ci)匯(hui),并(bing)且通過率很低。作(zuo)為(wei)一項高含(han)金(jin)量的(de)考(kao)試,CFA報考(kao)條(tiao)件并(bing)不算太(tai)高,對(dui)于取得學士(shi)學位的(de)考(kao)生,在專業、工作(zuo)年限等方面并(bing)沒有任何限制(zhi)要求,否則需要具備4年的(de)相關(guan)專業性(xing)全(quan)職工作(zuo)經驗才可報考(kao)。
(3)金融(rong)(rong)風險(xian)管(guan)理師證(zheng)(zheng)(zheng)書:俗(su)稱銀行敲門磚,風險(xian)管(guan)理向(xiang)來是金融(rong)(rong)工(gong)作的(de)核心,而FRM就(jiu)是金融(rong)(rong)風險(xian)管(guan)理較(jiao)(jiao)為專業(ye)、要求較(jiao)(jiao)嚴格(ge)(ge)、很(hen)受(shou)認可的(de)資格(ge)(ge)認證(zheng)(zheng)(zheng)證(zheng)(zheng)(zheng)書。FRM作為比較(jiao)(jiao)靠前(qian)的(de)金融(rong)(rong)風險(xian)專業(ye)認證(zheng)(zheng)(zheng)證(zheng)(zheng)(zheng)書適用于廣泛的(de)行業(ye)領(ling)域。并已經成為全世界金融(rong)(rong)風險(xian)管(guan)理領(ling)域的(de)認證(zheng)(zheng)(zheng)。FRM對于報考人員沒有學(xue)歷(li)與(yu)行業(ye)上的(de)限制,大學(xue)在(zai)校(xiao)學(xue)生亦可報考。
(4)特許公認會(hui)計(ji)師證書:ACCA是全球最(zui)具規模的(de)(de)國際專(zhuan)業會(hui)計(ji)師組(zu)織,為全世界有志投身于(yu)財(cai)務、會(hui)計(ji)以及管理領域的(de)(de)專(zhuan)才提(ti)供首(shou)選的(de)(de)資格認證是世界上領先的(de)(de)專(zhuan)業會(hui)計(ji)師團體,也是國際學(xue)(xue)最(zui)多、學(xue)(xue)員規模發展最(zui)快的(de)(de)專(zhuan)業會(hui)計(ji)師組(zu)織。同樣,ACCA的(de)(de)報考(kao)門檻(jian)也不高,大專(zhuan)及以上學(xue)(xue)歷,甚至本(ben)科在(zai)校生只(zhi)要(yao)升(sheng)入大二,即可報名ACCA。