保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)經(jing)紀(ji)(ji)公(gong)司(si)是指依法成立(li)的保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)中介(jie)機構。他一方(fang)面代表被(bei)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)人(ren)的利益(yi)，為被(bei)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)人(ren)設計(ji)保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)方(fang)案，與保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)公(gong)司(si)商議達(da)成保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)協議。另一方(fang)面，為保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)公(gong)司(si)招攬(lan)業務，向保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)公(gong)司(si)收(shou)取傭金。再在保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)市場(chang)上，為分出公(gong)司(si)安排分保(bao)(bao)(bao)(bao)業務，向分入公(gong)司(si)收(shou)取再保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)傭金。在日(ri)常工作中，保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)經(jing)紀(ji)(ji)公(gong)司(si)還可以向投保(bao)(bao)(bao)(bao)人(ren)提供(gong)防(fang)災防(fang)損、風險(xian)(xian)(xian)評估(gu)、風險(xian)(xian)(xian)管理、保(bao)(bao)(bao)(bao)險(xian)(xian)(xian)咨詢或顧問服務等等。

具體地說，保(bao)(bao)險經(jing)紀(ji)公(gong)(gong)司(si)(si)針(zhen)對客(ke)(ke)戶(hu)(hu)的(de)(de)(de)(de)特(te)定(ding)需求，運(yun)用自身的(de)(de)(de)(de)專業優勢，為客(ke)(ke)戶(hu)(hu)提供專業的(de)(de)(de)(de)保(bao)(bao)險計(ji)(ji)劃和風(feng)(feng)險管(guan)(guan)(guan)理(li)方案。在同客(ke)(ke)戶(hu)(hu)簽(qian)訂委托(tuo)協議(yi)后，由保(bao)(bao)險經(jing)紀(ji)公(gong)(gong)司(si)(si)組織市(shi)場詢價或招(zhao)投標，選擇綜合(he)承保(bao)(bao)條件最優越(yue)的(de)(de)(de)(de)保(bao)(bao)險公(gong)(gong)司(si)(si)作為承保(bao)(bao)公(gong)(gong)司(si)(si)。在與保(bao)(bao)險公(gong)(gong)司(si)(si)的(de)(de)(de)(de)談判中(zhong)維護客(ke)(ke)戶(hu)(hu)的(de)(de)(de)(de)利(li)益，爭取對客(ke)(ke)戶(hu)(hu)的(de)(de)(de)(de)最大優惠。此外(wai)(wai)，保(bao)(bao)險經(jing)紀(ji)人還協助客(ke)(ke)戶(hu)(hu)制定(ding)保(bao)(bao)險以(yi)外(wai)(wai)的(de)(de)(de)(de)全面(mian)的(de)(de)(de)(de)風(feng)(feng)險管(guan)(guan)(guan)理(li)計(ji)(ji)劃。風(feng)(feng)險管(guan)(guan)(guan)理(li)具有很強的(de)(de)(de)(de)專業性，保(bao)(bao)險經(jing)紀(ji)公(gong)(gong)司(si)(si)是國內外(wai)(wai)保(bao)(bao)險市(shi)場所公(gong)(gong)認的(de)(de)(de)(de)專業的(de)(de)(de)(de)風(feng)(feng)險管(guan)(guan)(guan)理(li)顧(gu)問。