保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)經紀公(gong)(gong)司(si)是(shi)指依法成(cheng)立的(de)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)中介機構。他一(yi)方(fang)(fang)面代表被保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)人的(de)利益，為被保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)人設計保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)方(fang)(fang)案，與保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)商(shang)議達成(cheng)保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)協議。另一(yi)方(fang)(fang)面，為保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)招(zhao)攬(lan)業務(wu)，向保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)(gong)司(si)收取(qu)傭金。再在保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)市場(chang)上，為分出(chu)公(gong)(gong)司(si)安排分保(bao)(bao)業務(wu)，向分入(ru)公(gong)(gong)司(si)收取(qu)再保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)傭金。在日常工(gong)作中，保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)經紀公(gong)(gong)司(si)還可(ke)以向投保(bao)(bao)人提供防災防損、風險(xian)(xian)(xian)(xian)(xian)評估(gu)、風險(xian)(xian)(xian)(xian)(xian)管理、保(bao)(bao)險(xian)(xian)(xian)(xian)(xian)咨詢或顧(gu)問服務(wu)等(deng)等(deng)。

具(ju)體地說(shuo)，保(bao)(bao)險(xian)(xian)(xian)經紀(ji)公(gong)司(si)針對客(ke)戶的(de)特定需求，運用自身的(de)專(zhuan)業優(you)勢，為客(ke)戶提供專(zhuan)業的(de)保(bao)(bao)險(xian)(xian)(xian)計(ji)劃和風(feng)險(xian)(xian)(xian)管理(li)方(fang)案。在同客(ke)戶簽訂委托(tuo)協議后，由保(bao)(bao)險(xian)(xian)(xian)經紀(ji)公(gong)司(si)組織市(shi)場(chang)詢價(jia)或招(zhao)投標(biao)，選擇綜合承(cheng)保(bao)(bao)條件最優(you)越(yue)的(de)保(bao)(bao)險(xian)(xian)(xian)公(gong)司(si)作為承(cheng)保(bao)(bao)公(gong)司(si)。在與保(bao)(bao)險(xian)(xian)(xian)公(gong)司(si)的(de)談判中維護客(ke)戶的(de)利益，爭取對客(ke)戶的(de)最大優(you)惠。此外(wai)，保(bao)(bao)險(xian)(xian)(xian)經紀(ji)人還協助客(ke)戶制定保(bao)(bao)險(xian)(xian)(xian)以外(wai)的(de)全面的(de)風(feng)險(xian)(xian)(xian)管理(li)計(ji)劃。風(feng)險(xian)(xian)(xian)管理(li)具(ju)有很(hen)強(qiang)的(de)專(zhuan)業性，保(bao)(bao)險(xian)(xian)(xian)經紀(ji)公(gong)司(si)是國內外(wai)保(bao)(bao)險(xian)(xian)(xian)市(shi)場(chang)所公(gong)認的(de)專(zhuan)業的(de)風(feng)險(xian)(xian)(xian)管理(li)顧問。