保(bao)(bao)險(xian)(xian)經(jing)紀公(gong)(gong)(gong)(gong)司(si)是(shi)指(zhi)依法成立(li)的保(bao)(bao)險(xian)(xian)中介(jie)機構(gou)。他(ta)一(yi)方(fang)面代表被保(bao)(bao)險(xian)(xian)人(ren)的利益，為(wei)被保(bao)(bao)險(xian)(xian)人(ren)設(she)計保(bao)(bao)險(xian)(xian)方(fang)案，與保(bao)(bao)險(xian)(xian)公(gong)(gong)(gong)(gong)司(si)商議(yi)達(da)成保(bao)(bao)險(xian)(xian)協議(yi)。另(ling)一(yi)方(fang)面，為(wei)保(bao)(bao)險(xian)(xian)公(gong)(gong)(gong)(gong)司(si)招攬業務(wu)(wu)，向保(bao)(bao)險(xian)(xian)公(gong)(gong)(gong)(gong)司(si)收取(qu)傭金(jin)。再(zai)在(zai)保(bao)(bao)險(xian)(xian)市場(chang)上，為(wei)分(fen)出公(gong)(gong)(gong)(gong)司(si)安排分(fen)保(bao)(bao)業務(wu)(wu)，向分(fen)入公(gong)(gong)(gong)(gong)司(si)收取(qu)再(zai)保(bao)(bao)險(xian)(xian)傭金(jin)。在(zai)日常工作中，保(bao)(bao)險(xian)(xian)經(jing)紀公(gong)(gong)(gong)(gong)司(si)還可(ke)以向投(tou)保(bao)(bao)人(ren)提供防(fang)災防(fang)損(sun)、風險(xian)(xian)評(ping)估、風險(xian)(xian)管理、保(bao)(bao)險(xian)(xian)咨(zi)詢或顧問服(fu)務(wu)(wu)等等。

具體地說，保(bao)險(xian)(xian)(xian)經(jing)紀(ji)公司(si)(si)針對客(ke)(ke)戶(hu)的(de)(de)(de)(de)特定需求，運用自身的(de)(de)(de)(de)專業優勢，為(wei)客(ke)(ke)戶(hu)提(ti)供專業的(de)(de)(de)(de)保(bao)險(xian)(xian)(xian)計(ji)劃和風險(xian)(xian)(xian)管(guan)理(li)(li)方(fang)案。在同(tong)客(ke)(ke)戶(hu)簽訂委托協(xie)議后，由保(bao)險(xian)(xian)(xian)經(jing)紀(ji)公司(si)(si)組織市(shi)場詢價(jia)或招投標，選(xuan)擇(ze)綜(zong)合(he)承保(bao)條件(jian)最優越的(de)(de)(de)(de)保(bao)險(xian)(xian)(xian)公司(si)(si)作為(wei)承保(bao)公司(si)(si)。在與(yu)保(bao)險(xian)(xian)(xian)公司(si)(si)的(de)(de)(de)(de)談判中維護客(ke)(ke)戶(hu)的(de)(de)(de)(de)利益，爭(zheng)取對客(ke)(ke)戶(hu)的(de)(de)(de)(de)最大優惠。此(ci)外(wai)，保(bao)險(xian)(xian)(xian)經(jing)紀(ji)人還協(xie)助客(ke)(ke)戶(hu)制定保(bao)險(xian)(xian)(xian)以外(wai)的(de)(de)(de)(de)全(quan)面(mian)的(de)(de)(de)(de)風險(xian)(xian)(xian)管(guan)理(li)(li)計(ji)劃。風險(xian)(xian)(xian)管(guan)理(li)(li)具有很強的(de)(de)(de)(de)專業性，保(bao)險(xian)(xian)(xian)經(jing)紀(ji)公司(si)(si)是國內外(wai)保(bao)險(xian)(xian)(xian)市(shi)場所公認的(de)(de)(de)(de)專業的(de)(de)(de)(de)風險(xian)(xian)(xian)管(guan)理(li)(li)顧問。