保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)經紀公(gong)司(si)是指(zhi)依法成立(li)的(de)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)中介機構。他一方面(mian)(mian)代表被保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)人的(de)利益，為被保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)人設計保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)方案，與保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)商議達(da)成保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)協議。另一方面(mian)(mian)，為保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)招攬業務(wu)，向保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)公(gong)司(si)收(shou)取(qu)傭金。再(zai)在保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)市場上，為分出公(gong)司(si)安排分保(bao)(bao)(bao)業務(wu)，向分入(ru)公(gong)司(si)收(shou)取(qu)再(zai)保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)傭金。在日常(chang)工作中，保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)經紀公(gong)司(si)還可以向投保(bao)(bao)(bao)人提(ti)供防(fang)災防(fang)損、風險(xian)(xian)(xian)(xian)評(ping)估、風險(xian)(xian)(xian)(xian)管理、保(bao)(bao)(bao)險(xian)(xian)(xian)(xian)咨(zi)詢或顧問(wen)服務(wu)等等。

具體地說，保(bao)(bao)(bao)險(xian)(xian)經(jing)(jing)紀(ji)公(gong)(gong)司(si)針對(dui)客(ke)戶(hu)的特定需求，運用自(zi)身的專(zhuan)業優(you)勢，為(wei)客(ke)戶(hu)提供專(zhuan)業的保(bao)(bao)(bao)險(xian)(xian)計劃和風險(xian)(xian)管(guan)(guan)理(li)方案(an)。在(zai)同客(ke)戶(hu)簽訂委托協議(yi)后，由保(bao)(bao)(bao)險(xian)(xian)經(jing)(jing)紀(ji)公(gong)(gong)司(si)組織市(shi)場詢(xun)價或招(zhao)投標，選擇綜合承(cheng)保(bao)(bao)(bao)條件最優(you)越的保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)作為(wei)承(cheng)保(bao)(bao)(bao)公(gong)(gong)司(si)。在(zai)與保(bao)(bao)(bao)險(xian)(xian)公(gong)(gong)司(si)的談判中維護客(ke)戶(hu)的利益(yi)，爭取對(dui)客(ke)戶(hu)的最大優(you)惠。此外(wai)，保(bao)(bao)(bao)險(xian)(xian)經(jing)(jing)紀(ji)人還協助客(ke)戶(hu)制(zhi)定保(bao)(bao)(bao)險(xian)(xian)以外(wai)的全面的風險(xian)(xian)管(guan)(guan)理(li)計劃。風險(xian)(xian)管(guan)(guan)理(li)具有很強的專(zhuan)業性，保(bao)(bao)(bao)險(xian)(xian)經(jing)(jing)紀(ji)公(gong)(gong)司(si)是國(guo)內(nei)外(wai)保(bao)(bao)(bao)險(xian)(xian)市(shi)場所公(gong)(gong)認(ren)的專(zhuan)業的風險(xian)(xian)管(guan)(guan)理(li)顧問。