商業保(bao)險(xian)(xian)(xian)(xian)(xian)該不(bu)該買(mai)？商業保(bao)險(xian)(xian)(xian)(xian)(xian)指(zhi)由(you)保(bao)險(xian)(xian)(xian)(xian)(xian)分公(gong)司(si)經營，以營利為(wei)目(mu)的(de)(de)(de)，簽定(ding)(ding)的(de)(de)(de)保(bao)險(xian)(xian)(xian)(xian)(xian)合同(tong)模(mo)式，主要指(zhi)投保(bao)者自愿和(he)保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)簽定(ding)(ding)合同(tong)，并且向(xiang)保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)支(zhi)付保(bao)險(xian)(xian)(xian)(xian)(xian)費(fei)，被保(bao)險(xian)(xian)(xian)(xian)(xian)人如發生了合同(tong)規定(ding)(ding)的(de)(de)(de)保(bao)險(xian)(xian)(xian)(xian)(xian)事故，保(bao)險(xian)(xian)(xian)(xian)(xian)公(gong)司(si)對(dui)其承擔(dan)賠償保(bao)險(xian)(xian)(xian)(xian)(xian)的(de)(de)(de)責任。在購買(mai)商業保(bao)險(xian)(xian)(xian)(xian)(xian)的(de)(de)(de)過程中，大家(jia)(jia)可根據自身的(de)(de)(de)實(shi)際情況，選(xuan)擇對(dui)應的(de)(de)(de)商業保(bao)險(xian)(xian)(xian)(xian)(xian)，但建議所(suo)選(xuan)擇的(de)(de)(de)保(bao)險(xian)(xian)(xian)(xian)(xian)費(fei)用，在家(jia)(jia)庭總收入的(de)(de)(de)10%-15%比較合適。以下就和(he)小編一起來看看，商業保(bao)險(xian)(xian)(xian)(xian)(xian)都有哪些吧。